Heavy Equipment Financing 0% Down Payment Malaysia 2026
Heavy Equipment Financing - 0% Down Payment Malaysia 2026
Banks Want Big Down Payment
When you apply for heavy equipment financing at banks, they ask for 10-20% down payment. This means you need lots of cash upfront. For a RM 200,000 excavator, you need RM 20,000 to RM 40,000 down. Most contractors cannot afford this. Banks also limit financing to 90% of equipment value. They reject equipment older than 5 years.
Ing Heng Offers 0% Down Payment
We provide heavy equipment financing with zero down payment. You get 100% full loan. No age limit on equipment. Our interest rates compete with bank rates of 4.6% to 6.0% per year.
Compare: Banks vs Ing Heng
| Feature | Banks | Ing Heng Credit |
|---|---|---|
| Down Payment | 10-20% | 0% |
| Loan Amount | 90% | 100% |
| Max Equipment Age | 5 years | No limit |
| Interest Rate | 4.6% - 6.0% | Competitive |
Real Savings Example
Heavy Equipment: RM 200,000 Excavator Bank Financing:
- Down payment: RM 20,000 - RM 40,000
- Loan: RM 180,000 maximum
- Equipment age: Under 5 years only Ing Heng Financing:
- Down payment: RM 0
- Loan: RM 200,000 (100%)
- Equipment age: Any age You save RM 20,000 to RM 40,000 cash with Ing Heng.
Equipment We Finance
- Excavators (all sizes)
- Bulldozers
- Cranes
- Forklifts
- Lorries
- Prime movers Prices starting from:
- Used forklift: RM 15,000
- Used Komatsu: RM 34,000
- Used CAT: RM 50,000
- New premium: RM 200,000 - 500,000+
Why 0% Down Payment Matters
In 2026, cash flow is crucial for contractors. With 0% down payment, you can:
- Start projects immediately
- Keep cash for operations
- Buy more equipment
- Grow your business faster
Streamlined Processing Process
Apply for heavy equipment financing today. We approve faster than banks. Contact Us Now: WhatsApp: +60175700889 Website: inghengcredit.com Email: info@inghengcredit.com Get heavy equipment financing with 0% down payment in 2026.