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Penggantian & Naik Taraf

Kesilapan Penggantian 2026

Elak kesilapan semasa ganti peralatan. 0% deposit. Tip untuk penggantian yang bijak.

Ing Heng Credit Team β€’ β€’ 5 min baca

Kesilapan Biasa – Elak Rugi

Banyak owner buat kesilapan bila ganti peralatan. Tak check betul-betul. Tergoda dengan harga murah. Akhirnya rugi lebih.

7 Kesilapan Utama

  1. Tak check condition teliti – Inspect surface je, tak check engine/hydraulic
  2. Tergoda harga murah – Murah ada sebab, mungkin unit problem
  3. Salah pilih model – Tak match dengan keperluan bisnes
  4. Tak check service history – Tak tahu macam mana owner sebelum jaga
  5. Ignore operating cost – Harga beli je, fuel/maintenance tak kira
  6. Tak test drive – Tak test performance sebelum beli
  7. Trade-in tergesa-gesa -> Terima value rendah kerana urgent

Cara Elak Kesilapan

  • Inspect bersama mekanic: Bawa mekanik trust check condition
  • Test drive: Pasti performance OK
  • Request service history: Lihat maintenance record
  • Dapatkan 2-3 quotation: Banding harga dan condition
  • Check market value: Pasti harga fair
  • Consider total cost: Bukan harga beli je

Bank vs Kami

Item Bank Kami
Deposit 10-20% 0%
Guidance Tak ada Free advice

Replacement Checklist

  • Condition inspection (engine, hydraulic, body)
  • Service history check
  • Test drive
  • Market value comparison
  • Operating cost estimate
  • Trade-in value (if applicable)
  • Financing approval

Nak Elak Kesilapan?

Kami bantu guide penggantian yang betul. 0% deposit untuk unit baru.

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