Quick Summary: 20ft container lorries are perfect for small businesses. Banks require 10-20% down payment (RM18,000-RM36,000 for new lorries). Ing Heng Credit offers 0% down payment, 100% full loan, and no age limit.
Why 20ft Container Lorries Are Essential
A 20ft container lorry is perfect for small loads. It moves through narrow streets. It fits in small warehouses. It helps small businesses deliver goods.
- Urban Delivery: Perfect for Klang Valley, Penang, Johor Bahru
- Small Business: Ideal for SMEs with moderate cargo needs
- Flexibility: Carries 1-2 containers per trip
- Lower Cost: More affordable than 40ft lorries
Bank vs. Ing Heng Credit: 20ft Lorry Financing
| Factor | Banks | Ing Heng Credit |
|---|---|---|
| Down Payment | 10-20% required | 0% - Full Loan |
| Max Financing | Up to 90% only | 100% Full Loan |
| Used Lorry Age | Max 5 years | No age limit |
| Approval Time | 3-4 weeks | fasts |
| Interest Rate | 4.6% - 6.0% p.a. | 2.88% - 4.5% p.a. |
0% Down Payment: Save RM18,000-RM36,000
Down Payment Comparison
New 20ft Container Lorry (RM180,000):
- Bank: RM18,000 - RM36,000 down payment
- Ing Heng Credit: RM0 down payment
- You save: RM18,000 - RM36,000
Used 20ft Container Lorry (RM70,000):
- Bank: RM7,000 - RM14,000 down payment
- Ing Heng Credit: RM0 down payment
- You save: RM7,000 - RM14,000
No Age Limit: Used 20ft Lorries Welcome
Used 20ft Container Lorry Price Guide
- New: RM150,000 - RM220,000
- 5-Year-Used: RM70,000 - RM100,000
- 10-Year-Used: RM40,000 - RM60,000
- 15-Year-Used: RM25,000 - RM40,000
With 0% down payment, you can start your small business logistics without any upfront cost!
Real Success Stories
Klang Valley SME - 20ft Lorry Success
"Started small business delivering goods in Klang Valley. Bank wanted 15% down payment - RM27,000. I only had RM10,000 savings. Ing Heng Credit approved 0% down payment. I kept my RM10,000 for fuel and marketing. Now making RM12,000 profit monthly. The lorry paid for itself in 8 months!"
- Ahmad Faisal, Small Business Owner
Why Choose Ing Heng Credit?
0% Down Payment
Save RM18,000-RM36,000 per new 20ft lorry.
100% Full Loan
Finance entire lorry including taxes and insurance.
No Age Limit
Finance used 20ft lorries All equipment accepted based on condition.
Fast fast approval
Get approved quickly and start delivering.
Get Started Today
Ready to finance your 20ft container lorry? Contact us with your business requirements.