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Transport Vehicles Focus

40ft Container Lorry 2026: Complete Financing Guide with 0% Down Payment

Finance your 40ft container lorry in 2026 with 0% down payment and 100% full loan. No age limit on used lorries. Fast 48-hour approval.

6 min read

Quick Summary: 40ft container lorries are essential for long-haul logistics. Banks require 10-20% down payment (RM32,000-RM64,000 for new lorries). Ing Heng Credit offers 0% down payment, 100% full loan, and no age limit on used lorries.

Why 40ft Container Lorries Are Important

A 40ft container lorry moves big loads. It carries two 20ft containers or one 40ft container. It helps ports, warehouses, and factories move goods efficiently.

  • Port Klang Operations: Ideal for 40ft export/import containers
  • Long-Haul Transport: KL to Penang, KL to Johor, KL to Thailand
  • Warehouse Distribution: Move full containers between warehouses
  • Factory Logistics: Transport raw materials and finished goods

Bank vs. Ing Heng Credit: 40ft Lorry Financing

Factor Banks Ing Heng Credit
Down Payment 10-20% required 0% - Full Loan
Max Financing Up to 90% only 100% Full Loan
Used Lorry Age Max 5 years No age limit
Approval Time 3-4 weeks 24-48 hours
Interest Rate 4.6% - 6.0% p.a. 2.88% - 4.5% p.a.

0% Down Payment: Save RM32,000-RM64,000

Down Payment Comparison

New 40ft Container Lorry (RM320,000):

  • Bank: RM32,000 - RM64,000 down payment
  • Ing Heng Credit: RM0 down payment
  • You save: RM32,000 - RM64,000

Used 40ft Container Lorry (RM120,000):

  • Bank: RM12,000 - RM24,000 down payment
  • Ing Heng Credit: RM0 down payment
  • You save: RM12,000 - RM24,000

No Age Limit: Used 40ft Lorries Welcome

Used 40ft Container Lorry Price Guide

  • New: RM250,000 - RM350,000
  • 5-Year-Used: RM120,000 - RM160,000
  • 10-Year-Used: RM70,000 - RM100,000
  • 15-Year-Used: RM40,000 - RM60,000

With 0% down payment, you can buy a used 40ft lorry without any upfront cost!

Real Success Stories

Port Klang Haulage - 40ft Fleet

"Needed 2 new 40ft lorries for expansion. Bank wanted 20% down - RM128,000 total. We only had RM50,000 cash. Ing Heng Credit approved 0% down payment for both. We kept our RM50,000 for operations. Monthly profit from the 2 lorries: RM25,000. Paid off the lorries in 3 years!"

- Ravi Kumar, Logistics Owner

Why Choose Ing Heng Credit?

0% Down Payment

Save RM32,000-RM64,000 per new 40ft lorry.

100% Full Loan

Finance entire lorry including taxes and insurance.

No Age Limit

Finance used 40ft lorries up to 15+ years old.

Fast 48-Hour Approval

Get approved quickly and start operations.

Get Started Today

Ready to finance your 40ft container lorry? Contact us with your lorry requirements and business documents.

Finance Your 40ft Container Lorry Today

0% down payment, 100% full loan, fast 48-hour approval.

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