# Bank Rejected Equipment Financing - 2026 Alternative Options ## Banks Reject Many Equipment Financing Applications Banks reject equipment financing for many reasons: - Equipment older than 5 years - Insufficient down payment (10-20%) - Company too new - Credit score issues - Documentation problems When banks say no, your business stalls. You can't get the equipment you need. ## Ing Heng Approves Where Banks Reject We provide equipment financing when banks reject you. We offer 0% down payment instead of 10-20%. We finance equipment of any age. We look at your business potential, not just past problems. ## Comparison: Banks vs Ing Heng | Feature | Banks | Ing Heng Credit | |---------|-------|-----------------| | Down Payment | 10-20% required | 0% | | Loan Amount | 90% only | 100% | | Equipment Age | Under 5 years | No limit | | Approval Rate | Strict | Flexible | ## Real Example: Bank Rejection to Ing Heng Approval Equipment Needed: RM 50,000 Used Excavator **Bank Response:** - Status: REJECTED - Reason: Equipment 7 years old (over 5-year limit) - Down payment issue: Customer had only RM 2,000 **Ing Heng Response:** - Status: APPROVED - Down payment: RM 0 (only RM 2,000 available was fine) - Equipment age: 7 years accepted - Loan: RM 50,000 (100%) Customer got equipment despite bank rejection. ## Why Banks Reject Equipment Financing Common bank rejection reasons: - Equipment age over 5 years - Cannot afford 10-20% down payment - Business registered less than 3 years - Late payments in credit history - Industry considered high-risk - Too many existing loans ## Ing Heng Alternative Solutions We approve when banks reject: - Any equipment age accepted - 0% down payment required - New businesses welcome - Understand past challenges - Construction industry specialists - Multiple existing loans OK ## Equipment We Finance (Banks Won't) - Used equipment over 5 years old - Older but reliable machines - Reconditioned equipment - Import equipment - Specialized machinery ## 2026 Alternative Financing Options Don't let bank rejection stop your business in 2026: - Get 0% down payment equipment - Finance any age equipment - Fast approval process - Simple documentation - Business-focused decisions ## Success Stories from Bank Rejections Many clients came to us after bank rejection: - Used excavator financing approved - Old forklift financing approved - New business equipment approved - Low down payment solutions approved - Bad credit history considered ## Apply After Bank Rejection Got rejected by banks? Apply with Ing Heng for equipment financing. **Contact Us:** **WhatsApp:** +60175700889 **Website:** inghengcredit.com **Email:** info@inghengcredit.com Get equipment financing approved in 2026 even after bank rejection. 0% down payment, 100% loan, any age equipment.