Quick Summary: Chinese New Year 2026 means peak container shipping season. Prepare your container lorry fleet now with 0% down payment financing. Banks require 10-20% down - we offer 0% so you keep cash for CNY operations.
Why Container Lorries Are Critical for CNY
Chinese New Year 2026 brings big shipping needs. Factories ship goods before CNY. Ports are busy. Warehouses are full. You need container lorries ready.
The period before CNY is the busiest time for:
- Port Klang: Container movements increase 200%
- Westports: Peak export shipping before factory closures
- Warehouses: Stocking goods for CNY retail sales
- Distribution centers: Last-mile delivery surge
20ft vs 40ft Container Lorries
| Factor | 20ft Container Lorry | 40ft Container Lorry |
|---|---|---|
| Capacity | 1-2 containers (20ft each) | 1 container (40ft) |
| New Price Range | RM150,000 - RM220,000 | RM250,000 - RM350,000 |
| Used Price (5-yr) | RM70,000 - RM100,000 | RM120,000 - RM160,000 |
| Typical Use | Urban delivery, port trips | Long-haul, highways |
| Fuel Usage | Lower (smaller engine) | Higher (bigger engine) |
| Driver License | Class D (car license OK) | Class E (lorry license needed) |
Bank vs. Ing Heng Credit: Container Lorry Financing
| Factor | Banks | Ing Heng Credit |
|---|---|---|
| Down Payment | 10-20% required | 0% - Full Loan |
| Max Financing | Up to 90% only | 100% Full Loan |
| Used Lorry Age | Max 5 years | No age limit |
| Approval Time | 3-4 weeks | 24-48 hours |
| Interest Rate | 4.6% - 6.0% p.a. | 2.88% - 4.5% p.a. |
0% Down Payment: CNY Cash Advantage
Banks want 10-20% down payment. For container lorries, this means big upfront costs:
Down Payment Comparison
20ft Container Lorry (RM180,000):
- Bank: RM18,000 - RM36,000 down payment
- Ing Heng Credit: RM0 down payment
- You save: RM18,000 - RM36,000
40ft Container Lorry (RM280,000):
- Bank: RM28,000 - RM56,000 down payment
- Ing Heng Credit: RM0 down payment
- You save: RM28,000 - RM56,000
Use that saved money for CNY operations:
- Fuel for increased deliveries
- Driver overtime pay
- Toll payments (higher traffic)
- Container fees and deposits
- Marketing to get CNY contracts
100% Full Loan: Complete Financing
Banks only finance 90%. You pay the rest. Ing Heng Credit finances 100% of the lorry cost.
100% Financing Benefits
With 100% full loan, we cover:
- Full lorry price: No upfront payment needed
- Road tax: First year included
- Insurance: First year covered
- Accessories: GPS, trackers, safety equipment
- Registration: JPJ fees included
No Age Limit: Used Container Lorries Welcome
Banks reject container lorries older than 5 years. We have no age limit.
Used Container Lorry Price Guide
Older container lorries cost much less:
- New (20ft): RM150,000 - RM220,000
- 5-Year-Used (20ft): RM70,000 - RM100,000
- 10-Year-Used (20ft): RM40,000 - RM60,000
- 15-Year-Used (20ft): RM25,000 - RM40,000
With 0% down payment, you can buy a used container lorry for CNY profit without any upfront cost!
CNY Peak Season: When Demand Spikes
CNY Logistics Timeline
- January 1-15, 2026: Early CNY shipping begins
- January 15-31, 2026: Peak container movement
- February 1-10, 2026: Factory closure rush
- February 11-16, 2026: Last-minute CNY delivery
- February 17-24, 2026: CNY holiday (port operations reduced)
Real CNY Success Stories
Port Klang Container Services - CNY Success
"Needed 2 container lorries for CNY peak season. Bank said 15% down payment - RM27,000 per lorry. We only had RM30,000 total cash. Ing Heng Credit approved 0% down payment for both lorries. We kept our RM30,000 for fuel and driver costs. Made RM90,000 profit during CNY month. The lorries paid for themselves in 2 months!"
- Kumar Rajan, Logistics Owner
Johor Bahru Distribution - Fleet Expansion
"Client needed 4 container lorries for Singapore CNY shipment. Banks rejected - said 'too many lorries, too risky.' Applied to Ing Heng Credit Wednesday, approved Thursday. Bought 4 used container lorries (10 years old, 40ft) at RM50,000 each. 0% down payment saved RM80,000 upfront. Completed all deliveries on time. Client renewed contract for 1 year."
- Lim Wei Chong, Fleet Manager
Which Container Lorry Suits Your CNY Needs?
Choose 20ft If:
- You deliver in cities (Klang Valley, Penang, JB)
- You do multiple short trips daily
- You want lower fuel costs
- Drivers have Class D license only
- Budget is under RM200,000
Choose 40ft If:
- You carry full containers (40ft export/import)
- You have Class E licensed drivers
- You need maximum cargo per trip
- Budget is RM250,000+
Why Choose Ing Heng Credit for CNY Preparation?
0% Down Payment
Keep RM18,000-RM56,000 per lorry for CNY operations.
100% Full Loan
Finance entire container lorry cost including taxes and insurance.
No Age Limit
Buy used container lorries up to 15+ years old at lower prices.
Fast 48-Hour Approval
Get approved before CNY rush begins.
Both 20ft & 40ft
We finance all container lorry sizes and configurations.
Lower Interest
2.88%-4.5% vs banks 4.6%-6.0% saves money every month.
Get Started Today
Ready to prepare your container lorry fleet for CNY 2026? Contact us with:
- Number of lorries needed
- 20ft or 40ft preference
- New or used budget range
- Business documents (SSM, bank statements)
Act now: CNY 2026 is coming fast. Secure your container lorries before the rush.