# Government Tender Equipment Financing - Budget Alignment 2026 ## Banks Don't Understand Government Tender Needs When contractors win government tenders, banks still require 10-20% down payment. They don't align with project payment terms. For equipment needed to fulfill RM 500,000 tender, banks want RM 50,000 to RM 100,000 down. This strains contractor cash flow. Banks also reject equipment older than 5 years, limiting cost-effective options. ## Ing Heng Supports Government Tender Projects We provide government tender equipment financing with 0% down payment. You get 100% full loan. Flexible terms aligned with project payments. No age limit on equipment helps control costs. ## Comparison: Banks vs Ing Heng | Feature | Banks | Ing Heng Credit | |---------|-------|-----------------| | Down Payment | 10-20% | 0% | | Loan Amount | 90% | 100% | | Equipment Age | Under 5 years | No limit | | Project Terms | Rigid | Flexible | ## Real Example: Government Tender Equipment Tender Requirement: RM 500,000 Equipment Package **Bank Financing:** - Down payment: RM 50,000 - RM 100,000 - Loan: RM 450,000 maximum - Rigid payment terms - New equipment only (under 5 years) **Ing Heng Financing:** - Down payment: RM 0 - Loan: RM 500,000 (100%) - Flexible project-aligned terms - New or used equipment accepted Save RM 50,000 to RM 100,000 cash with Ing Heng. ## 2026 Budget Government Projects The 2026 budget allocates funds for: - Infrastructure development - Road construction - Public facilities - Transportation projects - Building construction ## Equipment We Finance for Tenders Support all government tender requirements: - Earthmoving equipment - Construction machinery - Transport vehicles - Specialized equipment - New or used options ## Why Tender-Aligned Financing Matters With 0% down payment tender financing: - Start projects immediately - Match payment terms to project schedule - No large upfront cash needed - Use cost-effective used equipment - Improve tender competitiveness ## Government Tender Success Factors Win and fulfill more tenders with: - 0% down payment equipment - 100% financing coverage - Flexible repayment terms - Fast approval process - Any age equipment options ## Apply for Tender Equipment Financing Get equipment financing aligned with your 2026 government tender projects. **Contact Us:** **WhatsApp:** +60175700889 **Website:** inghengcredit.com **Email:** info@inghengcredit.com Get government tender equipment financing with 0% down payment aligned with 2026 budget projects.