Lorry with Crane Financing Malaysia 2026 | 0% Down, ANY Age

What is Lorry with Crane?

Lorry with crane is multi-purpose truck. Combines transport + lifting. Hiab crane. Palfinger crane. Self-loader. Boom truck. One vehicle does both jobs. Deliver materials. Lift them. Load containers. Move machinery. Perfect for construction, logistics, transport businesses.

Types of Lorry with Crane

Hiab Truck

Hiab is most popular crane brand. Swedish quality. Reliable. Strong. 3-20 ton capacity. Fits Hino, Isuzu, UD, Fuso chassis. Common sizes: 5-ton, 10-ton, 15-ton. Used everywhere in Malaysia.

Palfinger Crane Truck

Palfinger is Austrian crane brand. High quality. Precision lifting. Popular for container handling. Heavy duty. 10-20 ton capacity. Durable for daily use.

Self-Loader Lorry

Self-loader is all-in-one truck. Crane mounted on back. Driver operates crane alone. No extra worker needed. Load, transport, unload by yourself. Save labor cost. Ideal for sand, gravel, construction materials.

Boom Truck

Boom truck has telescopic crane. Longer reach. Good for hard-to-reach places. Building sites with limited access. Overhead lifting. 5-15 ton capacity typical.

Price Range & Crane Capacity

Lorry Type	Crane Capacity	Price (New)	Popular Brands
Small Hiab Truck	3-5 ton	RM180,000-RM250,000	Isuzu, Hino
Medium Hiab Truck	5-10 ton	RM250,000-RM380,000	Hino, Fuso, UD
Heavy Palfinger Truck	10-20 ton	RM380,000-RM600,000	Hino 300, Isuzu Giga
Self-Loader	5-15 ton	RM200,000-RM400,000	UD, Isuzu, Fuso

Common Use Cases

Construction Material Delivery

Deliver cement, steel bars, bricks, sand, gravel. Load at factory. Unload at site. One truck handles it. No separate crane needed.

Container Handling

Lift 20ft containers. Move shipping containers. Transfer between sites. Palfinger cranes excel here. 10-20 ton capacity.

Machinery Transport

Move excavators, generators, compressors, heavy equipment. Load and unload safely. Boom trucks provide long reach.

Precast Installation

Install concrete beams, slabs, walls. Construction sites. Factory prefabs. Crane trucks position precisely.

Warehouse Operations

Load/unload pallets. Move heavy goods. Stack materials. Self-loaders work alone. Efficient logistics.

Infrastructure Work

Street lights, signboards, bridge components. Telecom towers. Reach over obstacles with boom trucks.

Popular Chassis Brands in Malaysia

Hino Trucks

Hino 300 series is most popular. Reliable. Good resale value. 300, 500, 700 models available. 4x2, 6x2, 6x4 options.

Isuzu Trucks

Isuzu N-Series, Giga series. Fuel efficient. Durable. Common in Malaysia. Easy maintenance. Good support.

UD Trucks

UD Condor, Quon. Japanese quality. Strong chassis. Good for heavy crane mounting. Popular for container work.

Fuso Trucks

Mitsubishi Fuso Canter, Fighter. Affordable. Reliable. Widely used. Good parts availability in Malaysia.

Bank vs. Ing Heng Credit

Feature	Bank	Ing Heng Credit
Down Payment	10-20%	0%
Financing	80-90%	100%
Lorry Age Limit	Maximum 10 years	NO limit
Crane Age Limit	Maximum 5 years	NO limit
Used Lorry	Usually rejected	Accepted
Approval Time	2-4 weeks	Fast

Cost Comparison

Hiab Truck (10-ton crane): RM350,000

Bank Financing:

Down payment (15%): RM52,500
Financed: RM297,500
Age limit: Lorry 10 years, crane 5 years
Used lorry: Usually rejected

Ing Heng Financing:

Down payment (0%): RM0
Financed: RM350,000
Age limit: None
Used lorry: Accepted
Savings: RM52,500 cash

Used Lorry with Crane Opportunity

Used lorry with crane offers huge savings. Banks reject old cranes. We finance any age.

Used Hiab Truck (8 years old):

Price: RM150,000-RM200,000
New price: RM350,000-RM400,000
Savings: 50-60%
Same capacity
Bank: Rejected (crane too old)

Used Self-Loader (5 years old):

Price: RM120,000-RM160,000
New price: RM250,000-RM300,000
Savings: 50%
Same functionality
Bank: May reject

Monthly Income Potential

Daily Rate: RM800-RM1,500

Monthly (22 days): RM17,600-RM33,000

Monthly Costs:

Loan payment: ~RM5,000-RM8,000
Driver: RM3,500-RM4,500
Fuel: RM2,000-RM3,000
Maintenance: RM1,500-RM2,500
Insurance: RM300-RM500

Net Monthly Profit: RM5,300-RM21,700

Why Choose Ing Heng Credit?

1. 0% Down Payment

RM52,500 down payment with bank. RM0 with us. Keep cash for operations, fuel, driver salary.

2. 100% Full Loan

Full RM350,000 financed. Complete funding available. No upfront costs.

3. NO Age Limit

10-year-old lorry? 15-year-old crane? We finance if it works. No restrictions.

4. Used Lorry Financing

Save 50% with used lorry with crane. Banks won't finance. We will.

5. Fast Approval

Fast approval process. Don't wait weeks. Start your business quickly.

6. Any Crane Brand

Hiab, Palfinger, Effer, Fassi, Atlas, Tadano, other brands. All accepted.

Success Story

"Small transport company starting out. Wanted to expand into crane truck services. New Hiab truck RM380,000. Found 8-year-old used Hiab with Hino chassis for RM165,000. Crane still working well. Bank rejected (too old). Bank wanted RM57,000 down payment for new truck. Too expensive for startup. Came to Ing Heng. Approved used Hiab truck fasts. 0% down payment. 100% full loan. Monthly payment RM3,200. Daily rental RM1,000 average. Monthly income RM22,000. Net profit RM13,500/month. After 4 years, fully paid. Truck still worth RM80,000. Added second Hiab truck. Added self-loader. Business grew 300%."

— Ahmad Razak, Transport Business Owner

Perfect For

Transport Companies: Expanding into crane services
Construction Contractors: Own equipment for projects
Sand & Gravel Suppliers: Self-loader for material delivery
Container Transporters: Palfinger for container handling
Machinery Movers: Heavy equipment transport
Precast Installers: Concrete panel delivery + installation
Warehouse Operators: Efficient loading/unloading
Startups: Low entry cost with used lorry financing

Frequently Asked Questions

Can I finance a used lorry with crane in Malaysia? +

Yes! Ing Heng Credit finances used lorry with crane of ANY age. Banks typically reject cranes over 5 years old, but we approve 10-15+ year old Hiab and Palfinger trucks. Save 50-60% compared to new prices with our used crane truck financing.

What is the down payment for lorry with crane financing? +

0% down payment with Ing Heng Credit. Banks require 10-20% (RM35,000-70,000 for a RM350,000 Hiab truck). We offer 100% full financing so you keep your cash for operations and working capital.

How fast can I get approved for lorry crane financing? +

Fast 3-day approval process. Banks take 2-4 weeks. Once approved, you can collect your Hiab, Palfinger, or self-loader truck immediately and start earning.

What crane truck brands do you finance? +

All major brands: Hiab, Palfinger, Effer, Fassi, Atlas, Tadano, and others. Chassis brands include Hino, Isuzu, UD, Fuso. Self-loaders, boom trucks, and container cranes all accepted.

Is lorry with crane a profitable business in Malaysia? +

Yes! Daily rental rates: RM800-1,500. Monthly revenue: RM17,600-33,000. After expenses (loan RM5-8K, driver RM4K, fuel RM3K), net profit: RM5,300-21,700/month. Used trucks have even higher margins.

Apply Now

Lorry with crane is versatile and profitable. Don't let bank restrictions stop you.

Choose Ing Heng Credit:

0% down payment
100% full loan
NO age limit
Used lorry financing
Fast approval
All crane brands accepted

Need Lorry with Crane Financing?

0% down payment, 100% full loan, no age limit. Hiab, Palfinger, self-loader, boom truck - all accepted.

Contact: +60175700889 (WhatsApp) | 03-3324 8899 (Phone)

Join 4,000+ businesses who have trusted Ing Heng Credit since 1985.