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Lorry Financing

Lorry with Crane Financing Malaysia: Hiab, Palfinger & Self-Loader Trucks

Lorry with crane financing Malaysia. Hiab, Palfinger, self-loader trucks, boom trucks. 0% down payment, used lorry financing, no age limit.

Ing Heng Credit Team 8 min read

What is Lorry with Crane?

Lorry with crane is multi-purpose truck. Combines transport + lifting. Hiab crane. Palfinger crane. Self-loader. Boom truck. One vehicle does both jobs. Deliver materials. Lift them. Load containers. Move machinery. Perfect for construction, logistics, transport businesses.

Types of Lorry with Crane

Hiab Truck

Hiab is most popular crane brand. Swedish quality. Reliable. Strong. 3-20 ton capacity. Fits Hino, Isuzu, UD, Fuso chassis. Common sizes: 5-ton, 10-ton, 15-ton. Used everywhere in Malaysia.

Palfinger Crane Truck

Palfinger is Austrian crane brand. High quality. Precision lifting. Popular for container handling. Heavy duty. 10-20 ton capacity. Durable for daily use.

Self-Loader Lorry

Self-loader is all-in-one truck. Crane mounted on back. Driver operates crane alone. No extra worker needed. Load, transport, unload by yourself. Save labor cost. Ideal for sand, gravel, construction materials.

Boom Truck

Boom truck has telescopic crane. Longer reach. Good for hard-to-reach places. Building sites with limited access. Overhead lifting. 5-15 ton capacity typical.

Price Range & Crane Capacity

Lorry Type Crane Capacity Price (New) Popular Brands
Small Hiab Truck 3-5 ton RM180,000-RM250,000 Isuzu, Hino
Medium Hiab Truck 5-10 ton RM250,000-RM380,000 Hino, Fuso, UD
Heavy Palfinger Truck 10-20 ton RM380,000-RM600,000 Hino 300, Isuzu Giga
Self-Loader 5-15 ton RM200,000-RM400,000 UD, Isuzu, Fuso

Common Use Cases

Construction Material Delivery

Deliver cement, steel bars, bricks, sand, gravel. Load at factory. Unload at site. One truck handles it. No separate crane needed.

Container Handling

Lift 20ft containers. Move shipping containers. Transfer between sites. Palfinger cranes excel here. 10-20 ton capacity.

Machinery Transport

Move excavators, generators, compressors, heavy equipment. Load and unload safely. Boom trucks provide long reach.

Precast Installation

Install concrete beams, slabs, walls. Construction sites. Factory prefabs. Crane trucks position precisely.

Warehouse Operations

Load/unload pallets. Move heavy goods. Stack materials. Self-loaders work alone. Efficient logistics.

Infrastructure Work

Street lights, signboards, bridge components. Telecom towers. Reach over obstacles with boom trucks.

Popular Chassis Brands in Malaysia

Hino Trucks

Hino 300 series is most popular. Reliable. Good resale value. 300, 500, 700 models available. 4x2, 6x2, 6x4 options.

Isuzu Trucks

Isuzu N-Series, Giga series. Fuel efficient. Durable. Common in Malaysia. Easy maintenance. Good support.

UD Trucks

UD Condor, Quon. Japanese quality. Strong chassis. Good for heavy crane mounting. Popular for container work.

Fuso Trucks

Mitsubishi Fuso Canter, Fighter. Affordable. Reliable. Widely used. Good parts availability in Malaysia.

Bank vs. Ing Heng Credit

Feature Bank Ing Heng Credit
Down Payment 10-20% 0%
Financing 80-90% 100%
Lorry Age Limit Maximum 10 years NO limit
Crane Age Limit Maximum 5 years NO limit
Used Lorry Usually rejected Accepted
Approval Time 2-4 weeks Fast

Cost Comparison

Hiab Truck (10-ton crane): RM350,000

Bank Financing:

  • Down payment (15%): RM52,500
  • Financed: RM297,500
  • Age limit: Lorry 10 years, crane 5 years
  • Used lorry: Usually rejected

Ing Heng Financing:

  • Down payment (0%): RM0
  • Financed: RM350,000
  • Age limit: None
  • Used lorry: Accepted
  • Savings: RM52,500 cash

Used Lorry with Crane Opportunity

Used lorry with crane offers huge savings. Banks reject old cranes. We finance any age.

Used Hiab Truck (8 years old):

  • Price: RM150,000-RM200,000
  • New price: RM350,000-RM400,000
  • Savings: 50-60%
  • Same capacity
  • Bank: Rejected (crane too old)

Used Self-Loader (5 years old):

  • Price: RM120,000-RM160,000
  • New price: RM250,000-RM300,000
  • Savings: 50%
  • Same functionality
  • Bank: May reject

Monthly Income Potential

Daily Rate: RM800-RM1,500

Monthly (22 days): RM17,600-RM33,000

Monthly Costs:

  • Loan payment: ~RM5,000-RM8,000
  • Driver: RM3,500-RM4,500
  • Fuel: RM2,000-RM3,000
  • Maintenance: RM1,500-RM2,500
  • Insurance: RM300-RM500

Net Monthly Profit: RM5,300-RM21,700

Why Choose Ing Heng Credit?

1. 0% Down Payment

RM52,500 down payment with bank. RM0 with us. Keep cash for operations, fuel, driver salary.

2. 100% Full Loan

Full RM350,000 financed. Complete funding available. No upfront costs.

3. NO Age Limit

10-year-old lorry? 15-year-old crane? We finance if it works. No restrictions.

4. Used Lorry Financing

Save 50% with used lorry with crane. Banks won't finance. We will.

5. Fast Approval

Fast approval process. Don't wait weeks. Start your business quickly.

6. Any Crane Brand

Hiab, Palfinger, Effer, Fassi, Atlas, Tadano, other brands. All accepted.

Success Story

"Small transport company starting out. Wanted to expand into crane truck services. New Hiab truck RM380,000. Found 8-year-old used Hiab with Hino chassis for RM165,000. Crane still working well. Bank rejected (too old). Bank wanted RM57,000 down payment for new truck. Too expensive for startup. Came to Ing Heng. Approved used Hiab truck fasts. 0% down payment. 100% full loan. Monthly payment RM3,200. Daily rental RM1,000 average. Monthly income RM22,000. Net profit RM13,500/month. After 4 years, fully paid. Truck still worth RM80,000. Added second Hiab truck. Added self-loader. Business grew 300%."

— Ahmad Razak, Transport Business Owner

Perfect For

  • Transport Companies: Expanding into crane services
  • Construction Contractors: Own equipment for projects
  • Sand & Gravel Suppliers: Self-loader for material delivery
  • Container Transporters: Palfinger for container handling
  • Machinery Movers: Heavy equipment transport
  • Precast Installers: Concrete panel delivery + installation
  • Warehouse Operators: Efficient loading/unloading
  • Startups: Low entry cost with used lorry financing

Apply Now

Lorry with crane is versatile and profitable. Don't let bank restrictions stop you.

Choose Ing Heng Credit:

  • 0% down payment
  • 100% full loan
  • NO age limit
  • Used lorry financing
  • Fast approval
  • All crane brands accepted

Need Lorry with Crane Financing?

0% down payment, 100% full loan, no age limit. Hiab, Palfinger, self-loader, boom truck - all accepted.

Contact: +60175700889 (WhatsApp) | 03-3324 8899 (Phone)

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