Lorry with Crane Financing Malaysia: Hiab, Palfinger & Self-Loader Truck Guide

What is a Lorry with Crane?

A lorry with a crane is the ultimate multi-purpose truck for any Malaysian SME. It combines heavy transport with lifting power, meaning you don't need to rent a separate crane for loading. Whether it's a Hiab, Palfinger, self-loader, or boom truck, one vehicle does both jobs: deliver the materials, lift them safely, and move on to the next site. It's a game-changer for construction, logistics, and transport businesses.

Types of Lorry with Crane

Hiab Truck

Hiab is the most popular crane brand in Malaysia for a reason—Swedish quality that's reliable and strong. With a 3-20 ton capacity, it fits perfectly on Hino, Isuzu, UD, or Fuso chassis. Whether you need a 5-ton or 15-ton model, Hiab is a trusted choice seen on construction sites all over the country.

Palfinger Crane Truck

Palfinger is an Austrian brand known for precision and heavy-duty lifting. They are particularly popular for container handling and heavy machinery. If your daily operations involve lifting 10-20 tons with pinpoint accuracy, a Palfinger-mounted truck is a solid investment.

Self-Loader Lorry

A self-loader is a smart choice for business owners looking to save on labor. With the crane mounted at the back, a single driver can operate everything alone. You load, transport, and unload without needing an extra worker. It's the ideal setup for moving construction materials like sand, gravel, or bricks.

Boom Truck

Need extra reach? A boom truck uses a telescopic crane to get into hard-to-reach places. If you're working on building sites with limited access or overhead lifting requirements, the 5-15 ton boom truck is your best friend.

Price Range & Crane Capacity

Lorry Type	Crane Capacity	Price (New)	Popular Brands
Small Hiab Truck	3-5 ton	RM180,000-RM250,000	Isuzu, Hino
Medium Hiab Truck	5-10 ton	RM250,000-RM380,000	Hino, Fuso, UD
Heavy Palfinger Truck	10-20 ton	RM380,000-RM600,000	Hino 300, Isuzu Giga
Self-Loader	5-15 ton	RM200,000-RM400,000	UD, Isuzu, Fuso

Common Use Cases

Construction Material Delivery

Deliver cement, steel bars, bricks, sand, gravel. Load at factory. Unload at site. One truck handles it. No separate crane needed.

Container Handling

Lift 20ft containers. Move shipping containers. Transfer between sites. Palfinger cranes excel here. 10-20 ton capacity.

Machinery Transport

Move excavators, generators, compressors, heavy equipment. Load and unload safely. Boom trucks provide long reach.

Precast Installation

Install concrete beams, slabs, walls. Construction sites. Factory prefabs. Crane trucks position precisely.

Warehouse Operations

Load/unload pallets. Move heavy goods. Stack materials. Self-loaders work alone. Efficient logistics.

Infrastructure Work

Street lights, signboards, bridge components. Telecom towers. Reach over obstacles with boom trucks.

Popular Chassis Brands in Malaysia

Hino Trucks

Hino 300 series is most popular. Reliable. Good resale value. 300, 500, 700 models available. 4x2, 6x2, 6x4 options.

Isuzu Trucks

Isuzu N-Series, Giga series. Fuel efficient. Durable. Common in Malaysia. Easy maintenance. Good support.

UD Trucks

UD Condor, Quon. Japanese quality. Strong chassis. Good for heavy crane mounting. Popular for container work.

Fuso Trucks

Mitsubishi Fuso Canter, Fighter. Affordable. Reliable. Widely used. Good parts availability in Malaysia.

Bank vs. Ing Heng Credit

Feature	Bank	Ing Heng Credit
Down Payment	10-20%	0%
Financing	80-90%	100%
Lorry Age Limit	Maximum 10 years	NO limit
Crane Age Limit	Maximum 5 years	NO limit
Used Lorry	Usually rejected	Accepted
Approval Time	2-4 weeks	Fast

Cost Comparison

Hiab Truck (10-ton crane): RM350,000

Bank Financing:

• Down payment (15%): RM52,500
• Financed: RM297,500
• Age limit: Lorry 10 years, crane 5 years
• Used lorry: Usually rejected

Ing Heng Financing:

• Down payment (0%): RM0
• Financed: RM350,000
• Age limit: None
• Used lorry: Accepted
• Savings: RM52,500 cash

Used Lorry with Crane Opportunity

Used lorry with crane offers huge savings. Banks reject old cranes. We finance any age.

Used Hiab Truck (8 years old):

• Price: RM150,000-RM200,000
• New price: RM350,000-RM400,000
• Savings: 50-60%
• Same capacity
• Bank: Rejected (crane too old)

Used Self-Loader (5 years old):

• Price: RM120,000-RM160,000
• New price: RM250,000-RM300,000
• Savings: 50%
• Same functionality
• Bank: May reject

Monthly Income Potential

Daily Rate: RM800-RM1,500

Monthly (22 days): RM17,600-RM33,000

Monthly Costs:

• Loan payment: ~RM5,000-RM8,000
• Driver: RM3,500-RM4,500
• Fuel: RM2,000-RM3,000
• Maintenance: RM1,500-RM2,500
• Insurance: RM300-RM500

Net Monthly Profit: RM5,300-RM21,700

Why Choose Ing Heng Credit?

1. 0% Down Payment

RM52,500 down payment with bank. RM0 with us. Keep cash for operations, fuel, driver salary.

2. 100% Full Loan

Full RM350,000 financed. Complete funding available. No upfront costs.

3. NO Age Limit

10-year-old lorry? 15-year-old crane? We finance if it works. No restrictions.

4. Used Lorry Financing

Save 50% with used lorry with crane. Banks won't finance. We will.

5. Streamlined Processing

Streamlined Processing process. Don't wait weeks. Start your business quickly.

6. Any Crane Brand

Hiab, Palfinger, Effer, Fassi, Atlas, Tadano, other brands. All accepted.

Success Story

"Small transport company starting out. Wanted to expand into crane truck services. New Hiab truck RM380,000. Found 8-year-old used Hiab with Hino chassis for RM165,000. Crane still working well. Bank rejected (too old). Bank wanted RM57,000 down payment for new truck. Too expensive for startup. Came to Ing Heng. Approved used Hiab truck fasts. 0% down payment. 100% full loan. Monthly payment RM3,200. Daily rental RM1,000 average. Monthly income RM22,000. Net profit RM13,500/month. After 4 years, fully paid. Truck still worth RM80,000. Added second Hiab truck. Added self-loader. Business grew 300%."

— Ahmad Razak, Transport Business Owner

Perfect For

• Transport Companies: Expanding into crane services
• Construction Contractors: Own equipment for projects
• Sand & Gravel Suppliers: Self-loader for material delivery
• Container Transporters: Palfinger for container handling
• Machinery Movers: Heavy equipment transport
• Precast Installers: Concrete panel delivery + installation
• Warehouse Operators: Efficient loading/unloading
• Startups: Low entry cost with used lorry financing

Apply Now

Lorry with crane is versatile and profitable. Don't let bank restrictions stop you.

Choose Ing Heng Credit:

• 0% down payment
• 100% full loan
• NO age limit
• Used lorry financing
• Streamlined Processing
• All crane brands accepted

Join 4,000+ businesses who have trusted Ing Heng Credit since 1985.