# Manufacturing Equipment Financing - Industry 4.0 2026 ## Banks Hinder Industry 4.0 Adoption When manufacturers want to upgrade to Industry 4.0, banks require 10-20% down payment. They finance only 90% of equipment value. For automation equipment costing RM 500,000, banks want RM 50,000 to RM 100,000 down. This delays modernization. Banks also reject equipment older than 5 years, which hurts manufacturers wanting to upgrade gradually. ## Ing Heng Supports Industry 4.0 We provide manufacturing equipment financing with 0% down payment. You get 100% full loan. No age limit on equipment. Our rates compete with bank rates of 4.6% to 6.0% per year. ## Comparison: Banks vs Ing Heng | Feature | Banks | Ing Heng Credit | |---------|-------|-----------------| | Down Payment | 10-20% | 0% | | Loan Amount | 90% | 100% | | Equipment Age | Under 5 years | No limit | | Interest Rate | 4.6% - 6.0% | Competitive | ## Real Example: Industry 4.0 Upgrade Automation Equipment: RM 500,000 **Bank Financing:** - Down payment: RM 50,000 - RM 100,000 - Loan: RM 450,000 maximum - Strict age requirements **Ing Heng Financing:** - Down payment: RM 0 - Loan: RM 500,000 (100%) - Any age equipment accepted Save RM 50,000 to RM 100,000 cash with Ing Heng. ## Manufacturing Equipment We Finance - CNC machines - Automation systems - Robotics - Packaging machines - Used equipment: From RM 50,000 - New equipment: RM 200,000 - 500,000+ ## 2026 Industry 4.0 Support The 2026 budget promotes manufacturing modernization: - Automation adoption incentives - Industry 4.0 tax deductions - Technology upgrade grants - Digital transformation support ## Why Industry 4.0 Matters With 0% down payment manufacturing financing: - Upgrade to automation immediately - Improve production efficiency - Reduce labor costs - Increase product quality - Compete globally ## Equipment Upgrade Packages We support gradual modernization: - Single machine: Full financing - Partial upgrade: Flexible terms - Complete automation: Package deal - Mixed equipment: New + used ## Fast Approval for Modernization Apply for manufacturing equipment financing today. Upgrade to Industry 4.0 in 2026. **Contact Us:** **WhatsApp:** +60175700889 **Website:** inghengcredit.com **Email:** info@inghengcredit.com Get manufacturing equipment financing with 0% down payment for your Industry 4.0 transformation.