Manufacturing Equipment Financing Malaysia: CNC, Injection Molding & More

Manufacturing Equipment Financing for Malaysian Manufacturers

Malaysia is manufacturing hub. Factory owners need machines. CNC machines for precision. Injection molding for plastic parts. Stamping presses for metal forming. Packaging machines for final products. Production lines for automation. Equipment costs RM100K-RM5 million. Bank requires down payment. Cash flow tight. Manufacturing equipment financing solves this. Get machines now. Pay later.

Types of Manufacturing Equipment We Finance

• CNC Machines: CNC milling, CNC lathe, CNC router, CNC plasma cutter
• Injection Molding: Plastic injection machines, molds, auxiliary equipment
• Stamping Presses: Hydraulic press, mechanical press, punch press
• Packaging Machines: Filling machines, sealing machines, labeling systems
• Production Lines: Conveyor systems, assembly lines, automation equipment
• Industry 4.0: Smart manufacturing, IoT sensors, digital control systems

Equipment Cost Range

CNC Machines: RM150,000-RM1.5 million

Injection Molding: RM200,000-RM3 million

Stamping Presses: RM100,000-RM800,000

Packaging Machines: RM50,000-RM500,000

Production Lines: RM500,000-RM5 million

Bank vs. Ing Heng Credit

Feature	Bank	Ing Heng Credit
Down Payment	20-30%	0%
Financing	70-80%	100%
Equipment Age Limit	Maximum 5 years	NO limit
Tenure	3-5 years	1-7 years
Approval Time	3-4 weeks	Fast

Cost Comparison Example: CNC Machine

New CNC Milling Machine: RM600,000

Bank Financing:

• Down payment (25%): RM150,000
• Financed: RM450,000
• Tenure: 5 years maximum

Ing Heng Financing:

• Down payment (0%): RM0
• Financed: RM600,000
• Tenure: 1-7 years flexible
• Cash saved: RM150,000

ROI and Payback Period Examples

CNC Machine:

• Cost: RM600,000
• Monthly income: RM50,000-RM80,000
• Monthly costs: RM15,000-RM20,000
• Net profit: RM30,000-RM60,000/month
• Payback period: 10-20 months

Injection Molding Machine:

• Cost: RM1.2 million
• Monthly income: RM100,000-RM180,000
• Monthly costs: RM40,000-RM60,000
• Net profit: RM60,000-RM120,000/month
• Payback period: 10-20 months

Stamping Press:

• Cost: RM300,000
• Monthly income: RM40,000-RM70,000
• Monthly costs: RM15,000-RM25,000
• Net profit: RM25,000-RM45,000/month
• Payback period: 7-12 months

Industry 4.0 Upgrade Financing

Industry 4.0 is future. Smart manufacturing. Automation. Digital transformation. IoT sensors. Real-time monitoring. Predictive maintenance. These upgrades increase efficiency 20-50%. Reduce downtime. Improve quality. But expensive. Banks don't understand Industry 4.0. We do. Finance your upgrade today.

Industry 4.0 Equipment:

• Robotic arms: RM80,000-RM400,000
• Automated guided vehicles (AGVs): RM100,000-RM500,000
• Smart sensors & IoT: RM50,000-RM300,000
• Digital control systems: RM150,000-RM800,000
• Enterprise resource planning (ERP): RM100,000-RM1 million

Used Machinery Financing

Used machinery saves money. 40-60% cheaper than new. Same productivity if maintained. Banks reject used equipment older than 5 years. We finance any age. 10-year-old CNC? 15-year-old press? No problem. If it works, we finance.

Used Equipment Benefits:

• Cost savings: 40-60% vs new
• Immediate availability
• Proven performance track record
• Shorter payback period
• Financing available for any age

Factory Expansion Loans

Factory expanding? Need multiple machines? Production line setup? Complete equipment package? We can finance. RM500,000-RM5 million packages. Single application. One approval. Multiple equipment. Fast setup.

Expansion Scenarios:

• New Production Line: RM2 million-RM5 million
• Factory Automation: RM1 million-RM3 million
• Equipment Upgrade: RM500,000-RM2 million
• Additional Shift Capacity: RM800,000-RM2.5 million

Why Choose Ing Heng Credit?

1. 0% Down Payment

No down payment. Keep cash for operations. Use for raw materials. Pay workers. Market your business. Don't tie up capital in equipment.

2. 100% Full Loan

Complete financing available. From RM100,000 to RM5 million. Full equipment package funded.

3. NO Age Limit

Used equipment? 10 years old? 15 years? 20 years? We finance if it works condition good.

4. Flexible Tenure 1-7 Years

Choose term that fits your cash flow. 1 year for quick ROI. 7 years for large investments. Your business. Your choice.

5. Fast Approval

Manufacturing moves fast. Don't wait weeks. Get approved quickly. Start production sooner.

Success Story

"Manufacturing company in Penang. Producing plastic parts for automotive. Need injection molding machine. New machine RM1.8 million. Used 8-year-old machine RM750,000. Bank rejected used machine (too old). Bank wanted RM450,000 down payment for new machine. Cash flow tight. Came to Ing Heng. Approved used machine in fast. 0% down payment. 100% full loan RM750,000. 5-year tenure. Monthly payment RM14,500. Monthly production income RM120,000. Material and labor cost RM70,000. Net profit RM35,000/month. Payback 21 months. After 5 years, fully paid. Asset still worth RM400,000. Added second injection molding machine. Business doubled."

— Ahmad Razak, Factory Owner

Perfect For

• Factory Owners: New equipment acquisition
• Production Managers: Capacity expansion
• Manufacturing SMEs: Growth financing
• Industrial Startups: Initial equipment setup
• Contract Manufacturers: Equipment upgrades

Apply Now

Manufacturing equipment financing available now. CNC machines. Injection molding. Stamping presses. Packaging machines. Production lines. Industry 4.0 upgrades. Used equipment. Factory expansion.

Choose Ing Heng Credit:

• 0% down payment
• 100% full loan
• NO age limit on equipment
• Flexible tenure 1-7 years
• Fast approval

Join 4,000+ businesses who have trusted Ing Heng Credit since 1985.