Quick Summary: Prime mover no deposit financing is available. Banks require 10-20% down payment (RM38,000-RM76,000 for new trucks). Ing Heng Credit offers 0% down payment with 100% full loan.
Why No Deposit Matters
- Keep Cash Flow: Save RM38,000-RM76,000 for operations
- Start Faster: No need to save for deposit
- Use Cash for Growth: Fuel, drivers, marketing
- Lower Risk: Less money tied up in truck
- Faster ROI: Cash preserved generates profit
Bank vs. Ing Heng Credit: Down Payment
| Factor | Banks | Ing Heng Credit |
|---|---|---|
| Down Payment | 10-20% required | 0% - No Deposit |
| Max Financing | Up to 90% only | 100% Full Loan |
| Used Truck Age | Max 5 years | No age limit |
| Approval Time | 3-4 weeks | 24-48 hours |
0% Down Payment: How Much You Save
Down Payment Savings
New Prime Mover (RM380,000):
- Bank: RM38,000 - RM76,000 down payment
- Ing Heng Credit: RM0 down payment
- You save: RM38,000 - RM76,000
Used Prime Mover (RM120,000):
- Bank: RM12,000 - RM24,000 down payment
- Ing Heng Credit: RM0 down payment
- You save: RM12,000 - RM24,000
What to Do with Saved Cash
First Month Fuel
RM15,000-RM20,000 for initial operations
Driver Salaries
RM8,000-RM12,000 for first month
Insurance & Road Tax
RM10,000-RM15,000 annual coverage
Marketing Reserve
RM5,000-RM10,000 for getting clients
Why Choose Ing Heng Credit?
0% Down Payment
Save RM38,000-RM76,000 per new truck.
100% Full Loan
Finance entire truck cost including taxes.
No Age Limit
Finance used trucks up to 15+ years old.
Fast 48-Hour Approval
Get approved quickly and start earning.
Get Started Today
Ready to finance your prime mover with 0% down payment? Contact us today.