SME Equipment Johor 2026
SME equipment financing in Johor 2026. Small business equipment loans for Iskandar, JB.
Ing Heng Credit Team β’ β’ 3 min read
# SME Equipment Johor 2026
SME equipment financing in Johor for small businesses in Iskandar and Johor Bahru in 2026.
## Johor SME Market 2026
**SME Growth:**
- Iskandar SMEs expanding
- JB logistics startups
- Manufacturing SMEs
- **Equipment financing needed**
## 2026 Johor SME Financing
**SME-Friendly Terms:**
- Lower loan amounts (RM 50k-200k)
- 6-24 months operation OK
- 0-10% down payment
- **70% approval rate**
## Johor SME Interest
| Business Age | Rate | Down Payment |
|--------------|------|--------------|
| **1-2 years** | 5.3-5.8% | 5-15% |
| **2+ years** | 4.8-5.3% | 0-10% |
## Get Johor SME Equipment
Johor SME business? Apply for small business equipment financing.
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**Other SMEs?** See [SME Equipment Package](/blog/sme-equipment-package-2026-5-units-deal).