# Transport Equipment Financing - Fleet Expansion 2026 ## Banks Limit Fleet Expansion When transport companies need more lorries and prime movers, banks require 10-20% down payment per vehicle. They finance only 90% of vehicle value. For 5 lorries at RM 80,000 each (RM 400,000 total), banks want RM 40,000 to RM 80,000 down. This blocks fleet expansion. Banks also reject vehicles older than 5 years. ## Ing Heng Supports Fleet Expansion We provide transport equipment financing with 0% down payment. You get 100% full loan. No age limit on vehicles. Our rates compete with bank rates of 4.6% to 6.0% per year. ## Comparison: Banks vs Ing Heng | Feature | Banks | Ing Heng Credit | |---------|-------|-----------------| | Down Payment | 10-20% | 0% | | Loan Amount | 90% | 100% | | Vehicle Age | Under 5 years | No limit | | Interest Rate | 4.6% - 6.0% | Competitive | ## Real Example: Fleet Expansion Fleet Expansion: 5 Lorries at RM 80,000 each = RM 400,000 **Bank Financing:** - Down payment: RM 40,000 - RM 80,000 - Loan: RM 360,000 maximum - Vehicles must be under 5 years old **Ing Heng Financing:** - Down payment: RM 0 - Loan: RM 400,000 (100%) - Any age vehicles accepted Save RM 40,000 to RM 80,000 cash with Ing Heng. ## Transport Equipment We Finance - Lorries (all sizes) - Prime movers - Trucks - Vans - Used lorries: From RM 40,000 - Used prime movers: From RM 60,000 - New vehicles: RM 100,000 - 300,000+ ## 2026 Transport Industry Growth The 2026 budget supports transport sector: - Logistics hub development - E-commerce growth - Cross-border trade - Infrastructure improvements ## Fleet Expansion Benefits With 0% down payment transport financing: - Add more vehicles immediately - No large cash outlay needed - Grow fleet capacity - Serve more clients - Increase revenue ## Special Fleet Packages We offer better rates for fleet purchases: - 3+ vehicles: Package deal - 5+ vehicles: Fleet financing rate - 10+ vehicles: Corporate rate - Mixed fleet: Lorries + prime movers ## Fast Approval for Fleet Expansion Apply for transport equipment financing today. Expand your fleet in 2026. **Contact Us:** **WhatsApp:** +60175700889 **Website:** inghengcredit.com **Email:** info@inghengcredit.com Get transport equipment financing with 0% down payment for your 2026 fleet expansion.