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CNC Machine Financing for Malaysian Manufacturing

Fast Approval | Takisawa, Mazak, Haas Financing | Workshop Equipment Packages | 15% Down Payment Available

40 Years Manufacturing Finance
SME Specialists
Complete Workshop Packages
Trade-In Programs

Manufacturing Businesses Need Modern CNC Equipment

Your manual machines limit production capacity and precision. Customers demand tighter tolerances and faster delivery. CNC equipment costs RM 200k-500k upfront. Banks don't understand manufacturing cash flow patterns.

Manufacturing Challenges
  • βœ— Manual machines can't meet precision requirements (Β±0.01mm tolerances)
  • βœ— High setup costs for CNC equipment (RM 300k-800k total investment)
  • βœ— Banks require 40-50% down payment for manufacturing equipment
  • βœ— Long approval times (2-3 months) miss equipment discounts
Our CNC Solutions
  • βœ“ Only 15-20% down payment for established manufacturers
  • βœ“ Complete workshop packages (lathe + mill + tooling)
  • βœ“ Trade-in programs for manual machine upgrade
  • βœ“ Fast approval for urgent production requirements
Real Manufacturing Success

Precision Engineering Sdn Bhd needed Takisawa CNC lathe for automotive contract.

Banks wanted RM 120k down payment. We approved with RM 30k down payment (20%).

Result: Machine paid for itself in 14 months. Now running 2 shifts daily. Financing 2nd CNC machine.

CNC Machine ROI Calculator

Investment Example:

  • β€’ Takisawa CNC lathe: RM 280,000
  • β€’ Down payment (20%): RM 56,000
  • β€’ Monthly payment (5 years): RM 4,200
  • β€’ Setup & tooling costs: RM 45,000

Production Benefits:

  • β€’ Productivity increase: 300-500%
  • β€’ Precision capability: Β±0.005mm
  • β€’ Reduced labor costs: 40-60%
  • β€’ Payback: 12-18 months

Why Choose Ing Heng Credit for CNC Machine Financing?

Specialized understanding of manufacturing business requirements and CNC equipment investments

Fast Approval for Manufacturing

Quick financing decisions for CNC machines, lathes, mills, and precision equipment. We understand manufacturing business needs.

New & Used Equipment Accepted

Finance both new and used CNC machines including Takisawa, Mazak, Haas, DMG Mori, and other quality brands.

Workshop Equipment Packages

Complete machine shop financing - CNC lathe + mill + tooling in one package. Build your workshop efficiently.

Down Payment From 15%

Lower down payment for established manufacturing businesses. Preserve working capital for operations and growth.

SME-Friendly Requirements

Simplified documentation designed for small and medium manufacturing enterprises. No complex financial statements needed.

Equipment Trade-In Programs

Upgrade your manual machines to CNC with trade-in value. Finance the difference and modernize your operations.

CNC Machine Financing Calculator

Estimate monthly payments for CNC equipment based on machine cost and financing terms

Payment Calculator

Estimate your monthly payments

RM
10% 50%
12 24 36 48 60
This is an estimate. Actual rates may vary based on credit assessment.
Estimated Monthly Payment RM 2,854
Total Amount Payable RM 102,744
Apply Now

How to Finance Your CNC Equipment in 5 Steps

From application to production startup - designed for manufacturing business needs

1

Equipment Assessment

Discuss your CNC machine requirements, brand preferences, and production needs with our manufacturing specialists.

2

Submit Documents

Provide company registration, financial statements, and equipment quotations. Simple process for manufacturing businesses.

3

Technical Evaluation

Our team evaluates CNC machine specifications, supplier reliability, and equipment value for financing approval.

4

Financing Agreement

Review and sign flexible financing terms designed for manufacturing business cash flow patterns.

5

Machine Installation

Coordinate equipment delivery, installation, training, and commencement of production operations.

Start Your CNC Financing Application

Fast approval for manufacturing equipment | No obligation quote

CNC Equipment Types We Finance

Complete range of precision manufacturing equipment from leading brands

CNC Lathes & Turning Centers

Takisawa, Mazak, Doosan, Haas, and other quality CNC lathes for precision turning operations. From 2-axis to 5-axis capabilities.

Applications: Shaft production, automotive parts, hydraulic components, precision turning

CNC Milling Machines

Vertical and horizontal CNC mills for complex machining operations. Multi-axis capabilities for sophisticated part production.

Applications: Mold making, aerospace parts, medical devices, complex geometries

CNC Machining Centers

Complete machining centers with automatic tool changers and sophisticated control systems for high-volume production.

Applications: Production runs, automotive manufacturing, electronics housing, precision components

Swiss-Type CNC Lathes

High-precision sliding headstock lathes for small, complex parts with tight tolerances and superior surface finish.

Applications: Medical implants, watch parts, electronics components, precision pins

CNC Grinders

Surface, cylindrical, and centerless CNC grinders for precision finishing operations and tight tolerance requirements.

Applications: Tool and die finishing, bearing races, hydraulic components, precision surfaces

Multi-Tasking Machines

Turn-mill centers combining turning and milling in single setup. Reduce handling and improve accuracy for complex parts.

Applications: Complete part production, reduced setup time, complex geometries, high accuracy

CNC Brands We Finance

Takisawa Mazak Haas DMG Mori Okuma Doosan Fanuc Hardinge Citizen Star Tsugami Index

...and other quality CNC machine manufacturers. Contact us for specific brands and models.

Manufacturing Industries We Support

Specialized financing for precision manufacturing across diverse industry sectors

Automotive Parts Manufacturing

Precision components for automotive industry including engine parts, transmission components, brake systems, and custom machining.

Popular Equipment: CNC lathes, machining centers, Swiss lathes

Aerospace & Defense

High-precision parts for aerospace applications requiring tight tolerances, certified materials, and quality documentation.

Popular Equipment: 5-axis machining centers, CNC mills, precision lathes

Medical Device Manufacturing

Surgical instruments, implants, and medical devices requiring bio-compatible materials and FDA-compliant manufacturing.

Popular Equipment: Swiss lathes, precision mills, CNC grinders

Oil & Gas Equipment

Valves, pumps, drilling equipment, and offshore components for petroleum industry with corrosion-resistant requirements.

Popular Equipment: Heavy-duty lathes, large machining centers, CNC borers

CNC Machine Financing Requirements

Streamlined documentation designed for manufacturing businesses and machine shops

For Manufacturing Companies

  • Company Registration Documents
    SSM registration, business license, and company profile
  • Financial Statements
    2 years audited accounts or management accounts for newer companies
  • Equipment Quotations
    Detailed CNC machine quotes including specifications and delivery terms
  • Business Plan & Projections
    Production plans, customer contracts, and ROI projections for CNC investment

For Individual Machine Shop Owners

  • Personal & Business ID
    Malaysian IC, business registration, and professional certifications
  • Income & Bank Statements
    6 months bank statements showing business income and cash flow patterns
  • Technical Experience
    Machining experience, training certificates, or customer references
  • Workshop Setup Plan
    Workshop location, power requirements, and production plans for CNC equipment

Important Notes:

  • β€’ CNC machine financing available from RM 50,000 to RM 2,000,000
  • β€’ Workshop equipment packages include installation, training, and tooling
  • β€’ Trade-in programs available for manual machine upgrades to CNC
  • β€’ Equipment age: We prefer machines under 10 years for optimal financing terms
  • β€’ Down payment: 15-25% depending on business profile and equipment type

Manufacturing Success Stories

Real Malaysian manufacturers who grew their businesses with CNC machine financing

"Needed a Takisawa CNC lathe for automotive parts contract. Banks wanted 6 months for approval. Ing Heng Credit approved in 2 weeks. Machine has been running 2 shifts daily for 18 months. ROI achieved in 14 months."
L
Lim Chee Wah
Precision Engineering Sdn Bhd
Shah Alam, Selangor
"Started with manual machines. Ing Heng Credit financed our first CNC machining center. Trade-in program helped offset costs. Production efficiency increased 300%. Now financing our second CNC machine."
A
Ahmad Farid
AF Machining Services
Johor Bahru, Johor
"Financing package for CNC lathe + mill + tooling made workshop setup efficient. Single loan for complete setup. Competitive rates and flexible payment terms suited our cash flow perfectly."
C
Chen Wei Ming
Precision Components (M) Sdn Bhd
Penang

CNC Machine Financing FAQ

Everything you need to know about financing CNC equipment for your manufacturing business

Yes! We finance both new and used CNC machines from quality brands like Takisawa, Mazak, Haas, and DMG Mori. Used machines must be in good working condition and from reputable suppliers. We evaluate machine age, condition, maintenance history, and remaining useful life for financing decisions.

We finance all major CNC brands including Takisawa, Mazak, Haas, DMG Mori, Okuma, Doosan, Fanuc, Hardinge, Citizen, Star, and others. Both Japanese, American, German, and quality Taiwanese/Korean brands are acceptable. Machine quality and supplier reliability are key factors.

Absolutely! We offer workshop equipment packages including CNC lathe + milling machine + tooling + ancillary equipment in one financing package. This is efficient for new workshops or major upgrades. Package deals often qualify for better rates and terms.

We finance CNC machines up to 10-12 years old depending on brand, maintenance, and condition. Well-maintained Takisawa, Mazak, or similar quality machines older than 10 years may be considered on case-by-case basis. Key factors are working condition, accuracy, and remaining useful life.

Yes, we work with trade-in programs where you can apply your manual or old CNC machine value toward new equipment financing. This reduces down payment requirements and helps modernize your workshop efficiently. Trade-in value depends on machine condition and market demand.

Yes, tooling, workholding, cutting tools, and accessories can be included in CNC machine financing packages. Complete setup financing including machine + tooling + training + installation is available. This helps get your production running immediately.

For companies: SSM registration, financial statements (2 years), bank statements, equipment quotations, and business plan. For sole proprietors: IC, income proof, bank statements, and equipment requirements. Manufacturing experience or training certification helpful but not mandatory.

Standard approval is fast for complete applications. We understand manufacturing urgency and prioritize CNC equipment financing. Equipment evaluation, credit assessment, and documentation can be completed quickly for established manufacturing businesses.

Yes! We support new manufacturing businesses with proper business plans, industry experience, and customer contracts. Startup financing may require higher down payment (25-30%) or personal guarantees. Strong technical background and business plan are important factors.

Training costs can sometimes be included in equipment financing packages, especially for new CNC operations. This includes operator training, programming courses, and maintenance training. Proper training ensures equipment productivity and longevity.

Equipment insurance is recommended to cover major breakdowns. We can connect you with insurance providers offering manufacturing equipment coverage. Preventive maintenance contracts with suppliers help minimize downtime and protect your investment.

Yes! After 12-24 months of good payment history, you can upgrade to newer or larger CNC machines. We offer refinancing options to consolidate existing loans and add new equipment. Many clients grow from single machines to complete CNC workshops.

Yes, we finance CNC machines imported directly from manufacturers or authorized dealers. Import documentation, customs clearance, and installation coordination can be included. We work with established importers and ensure proper warranty coverage.

Maintenance costs are separate from financing but should be factored into business planning. Annual maintenance typically costs 8-12% of machine value. We can introduce you to authorized service providers and discuss maintenance financing options.

Yes! Fleet financing available for manufacturing businesses expanding operations. Multiple machine packages often qualify for volume discounts and better terms. This is efficient for production scaling or complete workshop modernization.

Ready to Modernize Your Manufacturing with CNC Equipment?

Apply today for CNC machine financing. Get approved quickly with flexible terms designed for manufacturing business cash flow. Join hundreds of manufacturers who upgraded with our financing.

Fast Manufacturing Equipment Approval
Complete Workshop Packages
40+ Years Manufacturing Finance Experience

CNC Machine Financing Application

Submit your manufacturing equipment requirements for fast evaluation

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