Skip to main content

Finance Your Passion

Banks Say No to Old Cars. We Say Yes. Classic cars, motorcycles, boats & more.

RM1M
Maximum Loan
No
Age Limit
⚑
Fast Approval
40+
Years Experience

Choose Your Passion

We finance what banks reject. Turn your dream into reality.

Classic Cars popular

Classic Cars

Finance your dream collector car. We finance vintage JDM legends, European classics, and American muscle.

  • JDM Legends
  • European Classics
  • American Muscle
View More
Motorcycles

Motorcycles

Classic and vintage motorcycle financing. Harley-Davidson, Japanese vintage, and European superbikes.

  • Harley-Davidson
  • Japanese Vintage
  • European Bikes
View More
Boats & Yachts

Boats & Yachts

Own your dream boat. Yachts, speedboats, fishing boats, and jet skis - all types of marine financing.

  • Yachts
  • Speedboats
  • Jet Ski
View More
Recreational Vehicles

Recreational Vehicles

Adventure awaits. Motorhomes, ATVs, UTVs, and golf carts for your outdoor lifestyle.

  • Motorhomes
  • ATV/UTV
  • Golf Carts
View More
Aircraft

Aircraft

Helicopter and small aircraft financing for aviation enthusiasts. Take flight today.

  • Helicopters
  • Small Planes
  • Gyrocopters
View More
Can't Find What You're Looking For? custom

Can't Find What You're Looking For?

Contact us for custom financing solutions. We finance unique and specialized collectibles.

Contact Us

Why Choose Ing Heng Credit?

We understand collectors. We understand value.

Fast Approval

Quick processing with fast approval. Get your dream hobby financed without the long wait.

No Age Limit

We finance vintage and collectible vehicles regardless of age. 30+ year old cars welcome.

Up to RM1 Million

Finance your dream with loans up to RM1,000,000 for high-value collectibles.

Specialist Assessment

Our experts assess real value, not just book value. We understand collector markets.

Flexible Terms

Customized repayment plans from 1-7 years to match your financial situation.

Banks Say No, We Say Yes

We finance what traditional banks reject. Turn your dream into reality.

How Hobby Financing Works

1

Find Your Dream

Browse your passion category or bring your own find.

2

Get a Quote

WhatsApp or call us. We'll assess your dream's value quickly.

3

Fast Approval

Quick processing with specialist assessment.

4

Own Your Passion

Drive, ride, or sail your dream. It's yours.

Trusted by 4,000+ Malaysian Businesses

40 years of financing excellence - now serving hobby enthusiasts

High
Approval Rate
RM1M
Maximum Loan
No
Age Limit
40
Years Experience

Frequently Asked Questions

Everything you need to know about hobby financing

Yes! Unlike banks that typically refuse vehicles older than 10-15 years, we have no age limit. We finance vintage cars, classic JDM legends, European classics, and American muscle cars from any era. Our specialist team understands the collector market and assesses the real value of your dream vehicle.

We offer financing up to RM1,000,000 for hobby and collector vehicles. This applies to classic cars, motorcycles, boats, yachts, and recreational vehicles. For high-value collectibles or special cases, we can provide custom quotes based on your specific needs.

Documentation requirements are straightforward. For individuals: IC (NRIC), 6 months bank statements, proof of income or business ownership. For companies: SSM registration, company bank statements, directors' IC, and financial statements if available. We focus on your ability to repay and the value of the collectible.

Unlike banks that use book value (which is often zero for old vehicles), we use specialist assessment. Our experts evaluate the real market value based on condition, rarity, provenance, and current collector market prices. We understand that a pristine 1990s GTR is worth far more than its book value.

Yes! We offer refinancing options for hobby and collector vehicles you already own. This can help free up cash for restoration, upgrades, or other investments. Contact us to discuss your specific situation and explore refinancing options.

Yes, we finance imported vehicles including JDM cars from Japan, European imports, and American muscle cars. Our team is experienced with the import market and understands the documentation and valuation requirements for these vehicles.

We offer flexible tenure from 1-7 years depending on your preference and financial situation. Shorter terms mean less interest paid overall, while longer terms provide more affordable monthly payments. We work with you to find the right balance.

We consider each application individually. While credit history is a factor, we focus on the value of the collectible and your current financial situation. Many clients with credit challenges have been approved because we look at the full picture, not just a credit score.

Ready to Finance Your Dream?

Stop letting banks crush your passion. Get fast approval for your classic car, motorcycle, boat, or recreational vehicle. Join collectors who chose Ing Heng Credit.

No Obligation Quote
Fast Approval
KPKT Licensed
Chat on WhatsApp