Equipment Financing Made Simple
Get Approved in 24 Hours with Malaysia's Most Trusted Equipment Financing Partner Since 1985
Your Trusted Financial Partner
Ing Heng Credit & Leasing has been helping entrepreneurs, self-employed professionals, and businesses across Malaysia solve their equipment financing challenges for over 40 years.
As a KPKT-licensed financial company, we specialize in providing fast, affordable, and flexible financing solutions for construction equipment, logistics vehicles, and industrial machinery.
Our Services
Comprehensive financing solutions designed to help your business acquire the equipment it needs to grow
Hire Purchase Financing
Asset financing that allows your firm to possess equipment through flexible monthly payments. Perfect for excavators, lorries, forklifts, and all business equipment. Own your assets while maintaining healthy cash flow.
Learn About Hire PurchaseLoan Financing
Customized business loans trusted by over 4,000 companies across Malaysia. Get the working capital you need with competitive rates, fast approval, and flexible repayment terms tailored to your business cycle.
Learn About Business LoansInsurance Service
Comprehensive insurance coverage for personal, business, and motor needs. Protect your valuable equipment investments and business operations with trusted insurance partners and competitive premiums.
Learn About InsuranceWhy Choose Ing Heng?
We make equipment financing simple, fast, and affordable for Malaysian businesses
Government Approved
KPKT licensed financial company operating since 1985 with full regulatory compliance
Affordable Rates
Competitive interest rates starting from 2.88% p.a. tailored to your business needs
Convenient Location
Located in Klang, Selangor with easy access from KL, Shah Alam, and Port Klang
Flexible Financing
Customized payment plans from 12 to 60 months with minimal down payment
Free Consultation
Expert financial advice at no cost in English, Mandarin, and Bahasa Malaysia
Our Products
Specialized financing solutions for every business need
Business Loan
Working capital for growth and expansion
- βΈUp to RM 500K
- βΈFast approval in 24h
- βΈFlexible terms 12-60 months
Hire Purchase
Own equipment with manageable monthly payments
- βΈNew & used equipment
- βΈUp to 60 months tenure
- βΈLow down payment from 10%
Hawker Loan
Support for food entrepreneurs and small vendors
- βΈQuick processing
- βΈSmall business focus
- βΈCompetitive rates
SME Loan
Empower small and medium enterprises
- βΈTailored solutions
- βΈGrowth support
- βΈExpert guidance
Personal Loan
Personal financing starting from 1%
- βΈFrom RM 1,000
- βΈFast cash approval
- βΈSimple process
Equipment We Finance
From construction to logistics, we finance all types of business equipment
Construction Equipment
- βΈ Excavators
- βΈ Bulldozers
- βΈ Road Rollers
- βΈ Concrete Mixers
Logistics & Transportation
- βΈ Lorries & Trucks
- βΈ Container Trucks
- βΈ Cargo Vans
- βΈ Forklifts
Industrial Equipment
- βΈ Generators
- βΈ Compressors
- βΈ Welding Machines
- βΈ Warehouse Equipment
Ready to Get Your Equipment?
Join 4,000+ businesses who trust Ing Heng Credit for their financing needs. Get approved in 24 hours with our simple application process.
Or call us directly: 0175700889
Get Your Free Quote Today
Fill out the form below and our financing experts will contact you within 24 hours with a customized quote
Trusted by Malaysian Businesses
From small contractors to large logistics companies, we've helped thousands of businesses acquire the equipment they need to succeed. Our commitment to fast approvals, competitive rates, and exceptional customer service has made us the preferred choice for equipment financing in Klang and throughout Selangor.