Lorry Financing
Lorry Financing
Escaping the high-barrier entry of logistics. 0% deposit available—any age, any tonnage.
Logistics
Calculating
Profitability in logistics is a game of asset volume. We provide the capital you need to secure more routes and build a tangible haulage empire.
Market Obstacles
- Banks reject commercial fleet apps from SMEs
- High down payment requirements drain fuel capital
- Banks refuse to finance trucks older than 5-7 years
- Slow processing causes you to lose tender contracts
Strategic Solutions
- 0% deposit financing available for qualified operators
- Approval based on route viability and contracts
- We finance roadworthy trucks up to 15-20 years old
- Same-day decisions for urgent logistics operators
Case Study
Growth
Accelerated
Logistics provider from Port Klang needed 3 box lorries for an e-commerce contract.
Banks rejected him due to short registered company history.
Ing Heng approved RM 420,000 in 20 hours.
Result: Contract secured, RM 540k earned, fleet expanded to 8 units.
Revenue
Intelligence
A standard 3-ton lorry operating dedicated routes can gross RM 15,000 monthly. After driver, fuel, and loan costs, your net margin scales remarkably with every added unit.
Break-even
4-6 MONTHS
Annual Net
RM 60K+
Payment Calculator
Estimate your monthly payments
This is an estimate. Actual rates may vary based on credit assessment.
Apply NowStrategic Advantage.
Structural financing tailored for operators who prioritize business cash flow over banking bureaucracy.
24-Hour Fleet Entry
Capture immediate logistics contracts. Fast credit decisions for time-sensitive haulage opportunities.
0% Deposit for Fleets
Finance up to 100% of your commercial units. Preserve working capital.
Age-Agnostic Approval
Isuzu, Hino, UD Trucks—any tonnage, any age. If it generates revenue, we fund it.
Multi-Unit Capacity
Scale from 1 to 10 units simultaneously. Volume interest rates available.
Simple Documentation
Minimal paperwork required. We understand the logistics business.
Flexible Repayment
Terms built around your payment cycles from suppliers.
Strategic
Acquisition
From application to site deployment in as fast as 3-5 business days.
Contact via WhatsApp
Chat with our financing experts. Get instant answers to your questions. Available during business hours.
Submit Documents
Provide IC, 6 months bank statements, and company registration. Simple paperwork, no hassle.
Rapid Approval
Receive approval decision quickly. Urgent cases processed on priority for active project deadlines.
Deploy Equipment
Receive funds and take possession of your lorry. Start working and earning immediately.
Asset
Categories
Comprehensive financing for all lorry classes and specialized applications.
1 to 3-Ton Lorries
Perfect for last-mile delivery, urban logistics, and retail distribution.
Applications: E-commerce...
5 to 8-Ton Lorries
The backbone of medium-haul cargo transport across state lines.
Applications: Hardware delivery...
Cold-Chain (Refrigerated)
Specialized financing for temperature-controlled vehicles.
Applications: F&B logistics...
Curtainsiders
For fast loading and unloading of palletized goods.
Applications: Warehouse-to-warehouse transport...
Box Vans
Secure transport for high-value goods.
Applications: Electronics...
Tankers
Bulk liquid or dry powder transport vehicles.
Applications: Chemical transport...
Authorized Brand Matrix
Entry
Requirements
Simple documentation process designed for active commercial operations.
Individual / Enterprise
Identity Documentation
Malaysian IC or valid Passport + Work Permit for foreigners.
Capital Proof
6 months bank statements showing regular project/cash deposits.
Engagement Proof
Active project contracts or payment receipts from reliable clients.
Corporate (Sdn Bhd / PLT)
SSM Matrix
Company registration Form 9/24/49 or equivalent for PLT/Sdn Bhd.
Operating History
6 months corporate statements showing business transaction volume.
Directorate Approval
Directors IC and authorization for financing application.
Client
Narratives
Real narratives from operators who achieved operational expansion via our capital solutions.
"Ing Heng helped me secure 3 Hino lorries when the bank demanded a massive deposit I could not afford."
"Fast approval saved my government tender. The process is completely transparent with no hidden nonsense."
"They understood the value of my refrigerated trucks and offered flexible terms that fit my monthly billing cycle."
Technical
Briefing
Everything you need to know about financing your lorry.
Yes. We specialize in financing used commercial assets up to 15-20 years old.
Depending on your financials and contracts, we can finance multi-unit acquisitions up to several million ringgit.
Absolutely. We offer competitive refinancing to lower your monthly payments.
We assess the viability of your business operations and contracts rather than relying strictly on credit scoring.
EVOLVE YOUR
CAPACITY
Don't let project deadlines slip away. Secure your lorry today and join 4,000+ companies that scaled with professional credit.
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Establish
Equity
Today.
Skip the paper forms. Request a strategic consultation for heavy equipment acquisition.
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