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Total Financing Solutions

LOANS MADE DIRECT.
GROW YOUR BUSINESS.

We help you buy any machine for your business. From excavators to forklifts, we provide direct review, clear steps, and practical support from our financing team.

What We Do

Ways to Build Your Business.

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Hire Purchase

Buy the machine you need and pay slowly. Perfect for excavators and lorries.

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Direct Loans

Get cash directly for your business. Over 4,000 SMEs trust us since 1985.

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🛡️

Insurance

Protect your machines and your drivers. Easy payment and fast claims.

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Warehouse

Finance for forklifts and racking. Stop paying rent and own your equipment.

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Financing Options

Business Loan, Vehicle, and Dealer Financing

Choose the page that matches what your business needs to buy, replace, prepare, or finance. If you are not sure which route fits, send us the asset or business purpose and we will guide you.

Business Capital

SME Business Loan

Business funding for equipment, vehicles, stock, project preparation, and expansion needs.

Own Business Assets Monthly

Industrial Hire Purchase

Monthly ownership structure for machinery, equipment, commercial vehicles, and industrial assets.

Business Vehicle Capital

Commercial Vehicle Financing

Financing for lorries, vans, prime movers, refrigerated trucks, and business-use vehicles.

Two-Wheel Business Fleet

Motorbike Business Financing

Business-use motorbike financing for delivery, dispatch, rental, and company motorcycle fleets.

Business Vehicle Support

Company Car Business Loan

Business car financing for sales teams, service teams, directors, and company-use vehicles.

Cash Flow Planning

Invoice Financing Alternative

Cash-flow support for SMEs comparing invoice financing with asset-focused business funding.

Supplier and Stock Funding

Trade Financing

Supplier, stock, import, and project material funding for trading and operating SMEs.

Use Assets Without Heavy Upfront Cost

Equipment Leasing

Leasing-style discussion for machinery, vehicles, warehouse assets, and business equipment.

Monthly Payment Planning

Equipment Instalment Plan

Monthly payment planning for machinery, forklifts, vehicles, and business equipment.

Collateral-Backed Review

Secured Business Loan

Collateral-backed business funding enquiry for SMEs with assets and clear capital needs.

Shariah-Friendly Enquiry

Islamic Equipment Financing

Enquiry route for SMEs exploring Shariah-friendly machinery and equipment financing.

Partner and Supplier Growth

Dealer Financing

Partner financing support for equipment dealers, vehicle dealers, suppliers, and sellers.

Direct Partnership

Talk directly to
the Decision Maker.

We use our own money.

Your request is reviewed by our financing team with clear communication and practical next steps.

Easy Steps. Clear Review.

Simple documentation. Personal service. We know your business and your workshop.

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Ready to Start?

Join 4,000+ businesses who trust Ing Heng Credit. Talk to us directly today.

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