Finance Any Equipment - Fast Approval in 2 Hours
Construction, Logistics & Industrial Equipment | 95% Approval Rate | Flexible 12-60 Month Terms | RM 30,000 - RM 2,000,000
Equipment Categories We Finance
From construction machinery to logistics vehicles and industrial equipment
Construction Equipment
Heavy machinery for earthworks, excavation, and building projects
- Excavators
- Bulldozers
- Cranes
- Backhoe Loaders
- Concrete Mixers
Logistics & Transportation
Commercial vehicles for cargo, freight, and delivery operations
- Commercial Lorries
- Prime Movers
- Refrigerated Trucks
- Box Trucks
- Tankers
Industrial & Warehouse
Material handling and manufacturing equipment for factories
- Forklifts
- CNC Machines
- Pallet Jacks
- Conveyor Systems
- Industrial Tools
Featured Equipment for Financing
Popular equipment choices with competitive monthly rates
Most Popular Excavator
Mini to large excavators (1-30 tons) for construction, earthmoving, and demolition projects.
- New & used up to 10 years old
- All major brands accepted
- Seasonal payment options
- 10% down payment only
Fast Approval Commercial Lorry
Light to heavy-duty lorries (1-40 tons) for logistics, delivery, and freight operations.
- All tonnage categories
- Fleet financing available
- Trade-in programs
- Fast 24-hour approval
Forklift
Electric and diesel forklifts (1-10 tons) for warehouse, factory, and logistics operations.
- Electric & diesel models
- Indoor/outdoor variants
- Battery included
- Flexible 12-60 month terms
Mobile Crane
Hydraulic cranes (5-100 tons) for construction, infrastructure, and heavy lifting projects.
- All tonnage capacity
- Road-mobile cranes
- Certified operators network
- Project-based financing
Prime Mover
Tractor units for trailer hauling, container transport, and long-distance freight.
- 4x2, 6x2, 6x4 configurations
- Euro 2-5 standards
- High mileage accepted
- Trailer combo financing
Bulldozer
Track-type dozers for land clearing, grading, and heavy earthmoving operations.
- Track & wheel variants
- Rippers & blades included
- Swamp dozers available
- Government project financing
Refrigerated Truck
Reefer trucks for cold chain logistics, food delivery, and temperature-controlled transport.
- -20Β°C to +20Β°C range
- Thermo King/Carrier units
- Insulated box body
- Fleet financing available
CNC Machinery
Computer-controlled machines for precision manufacturing, milling, and industrial production.
- CNC lathes, mills, routers
- Japanese & European brands
- Software & training support
- Technology upgrade financing
Don't See Your Equipment?
We finance ALL types of commercial and industrial equipment. Contact us for custom quotes on specialized machinery, agricultural equipment, mining tools, and more.
Contact Us for Custom QuoteWhy Choose Ing Heng Credit?
Fast approval, flexible terms, and competitive rates for all equipment types
Fast 2-Hour Approval
Get preliminary approval within 2 hours for urgent equipment needs.
95% Approval Rate
Industry-leading approval rate. We approve applications others reject.
Flexible 12-60 Month Terms
Choose payment terms that match your business cash flow.
All Equipment Types
Finance any equipment from excavators to CNC machines, new or used.
Low 10% Down Payment
Minimal upfront investment. Preserve working capital for operations.
Fleet Financing Available
Finance multiple units with discounted rates and simplified processing.
Calculate Your Monthly Payment
See how affordable equipment financing can be for your business
Payment Calculator
Estimate your monthly payments
How Equipment Financing Works
Simple 4-step process from application to equipment delivery
Choose Equipment
Browse our catalog or bring your own equipment supplier.
Submit Application
Quick online form or WhatsApp application in 5 minutes.
Get Approved Fast
2-hour preliminary approval, 24-hour final confirmation.
Receive Your Equipment
Funds released directly to supplier. Start operations immediately.
Industries We Serve
Specialized financing solutions for every business sector
Construction & Civil Works
Excavators, bulldozers, cranes, concrete mixers
Logistics & Transportation
Lorries, prime movers, trailers, delivery vans
Manufacturing & Production
CNC machines, industrial tools, production lines
Warehousing & Distribution
Forklifts, pallet jacks, material handling
Agriculture & Plantation
Tractors, harvesters, palm oil equipment
Mining & Quarry
Dump trucks, excavators, crushing equipment
Trusted by 4,000+ Malaysian Businesses
40 years of equipment financing excellence
Frequently Asked Questions
Everything you need to know about equipment financing
We finance ALL types of commercial and industrial equipment including construction machinery (excavators, bulldozers, cranes), logistics vehicles (lorries, prime movers, trucks), industrial equipment (forklifts, CNC machines, manufacturing tools), and specialized equipment. If it generates income for your business, we can finance it.
Preliminary approval: 2 hours. Final approval: 24 hours from complete document submission. Urgent cases can be expedited with premium service for critical project deadlines.
Yes! We finance used equipment up to 10 years old from any reputable brand. Equipment must be in good working condition and pass our inspection. Used equipment often qualifies for same rates as new.
Minimum: RM 30,000. Maximum: RM 2,000,000 depending on equipment type and your financial profile. We can finance 90% of equipment value with 10% down payment.
Yes! Fleet financing available with discount rates for 2+ units. Simplified documentation for bulk purchases. Perfect for contractors and logistics companies expanding operations.
We consider each application individually. Bad credit doesn't mean automatic rejection. We focus on your current business performance, project contracts, and equipment value. 95% approval rate includes many clients with credit issues.
Absolutely! Trade-in and upgrade programs available. We can refinance your existing equipment and provide additional funds for newer/larger machines. Free equipment valuation service included.
For individuals: IC, 6 months bank statements, income proof. For companies: SSM registration, company bank statements, directors' IC, financial statements (if available). Simple and straightforward process.
Yes! We serve all states: Selangor, KL, Johor, Penang, Perak, Pahang, Sabah, Sarawak, and more. Remote area applications processed online and via WhatsApp. National coverage with local expertise.
No early repayment penalty! Pay off your loan anytime without extra charges. Many clients refinance after 12-18 months when their business grows and they qualify for better rates.
Ready to Finance Your Equipment?
Get fast approval in 2 hours. Join 4,000+ businesses who chose Ing Heng Credit for their equipment financing needs.