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Malaysia's Most Trusted Equipment Finance Company Since 1985

When banks reject your equipment financing application because the machinery is 8 years old, do you feel that frustration knowing the equipment runs perfectly but age limits their lending? As Malaysia's leading equipment finance company, we approve what banks reject.

KPKT Licensed Since 1985
40+ Years Experience
Fast Approval
4,000+ Companies Financed

When Banks Say No...

  • When traditional lenders take 2-4 weeks for approval while your project deadline is next month, does that time pressure keep you awake at night?
  • When you find the perfect 8-year-old excavator but banks reject it purely based on age, do you feel that frustration knowing it's in excellent condition?
  • When banks demand 30% deposit upfront and you need that cash for operations, does your chest tighten thinking about cash flow constraints?

We Say YES!

  • Fast approval process - when you need equipment urgently, we respond quickly
  • Equipment age doesn't limit us - we finance machines 10+ years old based on working condition
  • 0% deposit available - finance up to 100% of equipment value to preserve your working capital

Malaysia's Leading Equipment Finance Company

Four decades of experience financing equipment across construction, logistics, and industrial sectors

40+
Years Experience
Since 1985
4,000+
Companies Financed
Across Malaysia
0%
Minimum Deposit
100% financing available
10+
Years Equipment Age
When banks say no

About Ing Heng Credit & Leasing

Established in 1985, Ing Heng Credit & Leasing Sdn Bhd has grown to become Malaysia's most trusted equipment finance company. As a KPKT-licensed financial services provider, we specialize exclusively in equipment financing for construction, logistics, and industrial businesses.

Unlike banks that treat equipment financing as a side business, we are a dedicated equipment finance company that understands machinery values, business cycles, and the unique challenges faced by equipment-dependent businesses across Malaysia.

Equipment Finance Company vs Traditional Banks

Why choose a specialized equipment finance company over general banking services?

Equipment Age Acceptance

🏦 Traditional Banks:

Banks reject equipment 3-5 years old

βœ… Ing Heng Equipment Finance:

We finance equipment 10+ years old

Deposit Requirements

🏦 Traditional Banks:

Banks require 20-30% deposit

βœ… Ing Heng Equipment Finance:

0% deposit available - 100% financing

Approval Time

🏦 Traditional Banks:

Banks take 2-4 weeks for approval

βœ… Ing Heng Equipment Finance:

Fast approval for urgent cases

Credit Requirements

🏦 Traditional Banks:

Banks have strict credit criteria

βœ… Ing Heng Equipment Finance:

Flexible evaluation - we approve what banks reject

Equipment Finance Company Specializations

Deep expertise across multiple equipment categories

Construction Equipment

Excavators, bulldozers, wheel loaders, cranes, road rollers, compactors

Logistics Equipment

Prime movers, container trailers, tipper trucks, delivery lorries

Industrial Equipment

Forklifts, generators, air compressors, CNC machines, production lines

Specialized Vehicles

Refrigerated trucks, food trucks, mobile cranes, backhoes

Equipment We Finance

Construction

  • β€’ Excavators (All sizes)
  • β€’ Bulldozers
  • β€’ Wheel Loaders
  • β€’ Mobile Cranes
  • β€’ Road Rollers
  • β€’ Compactors

Logistics

  • β€’ Prime Movers
  • β€’ Container Trailers
  • β€’ Tipper Trucks
  • β€’ Delivery Lorries
  • β€’ Refrigerated Trucks
  • β€’ Specialized Trailers

Industrial

  • β€’ Forklifts
  • β€’ Generators
  • β€’ Air Compressors
  • β€’ CNC Machines
  • β€’ Production Lines
  • β€’ Factory Equipment

Licensed & Regulated Equipment Finance Company

Full regulatory compliance for your peace of mind

KPKT Licensed Since 1985

Fully licensed by Malaysian Ministry of Housing and Local Government

Regulatory Compliance

Regular government audits and full regulatory compliance

Industry Association Member

Member of Malaysian Financial Services Association

Malaysia-Wide Coverage

Licensed to operate in all Malaysian states and territories

KPKT Licensing Details

Licensed Since 1985

Ing Heng Credit & Leasing Sdn Bhd has been operating under full KPKT (Ministry of Housing and Local Government) license since our establishment in 1985, making us one of Malaysia's longest-serving equipment finance companies.

  • Continuous licensing for 40+ years
  • Zero regulatory violations
  • Regular compliance audits

Service Authorization

Our equipment finance company is authorized to provide financial services across all Malaysian states and territories, with full legal authority to structure equipment financing agreements.

  • All 13 Malaysian states
  • Sabah & Sarawak included
  • Federal Territory coverage

Malaysia-Wide Equipment Finance Company

Serving businesses across all Malaysian states from our Klang headquarters

Klang Valley (HQ)
Kuala Lumpur & Selangor
Johor Bahru & Southern Region
Penang & Northern Region
Kuantan & East Coast
Sabah & Sarawak
All Malaysian States
Remote Applications via WhatsApp

Equipment Finance Company Headquarters

Our Klang Office

Address: No. 16, Lintang Menalu, Taman Chi Liung, 41200 Klang, Selangor

Phone: 017-570 0889

WhatsApp: 017-570 0889

Email: enquiry@inghengcredit.com

Operating Hours

  • Monday - Friday: 9:00 AM - 6:00 PM
  • Saturday: 9:00 AM - 1:00 PM
  • Sunday: WhatsApp Support Available
  • Public Holidays: Emergency WhatsApp

Equipment Finance Company FAQs

Common questions about our equipment finance company services

What makes Ing Heng an equipment finance company different from banks?

As a specialized equipment finance company, we focus exclusively on equipment financing. Unlike banks, we approve equipment up to 10+ years old, offer 0% deposit options, and have faster approval processes. We understand equipment values and business operations better than general banks.

Is your equipment finance company licensed in Malaysia?

Yes, Ing Heng Credit & Leasing is a fully licensed equipment finance company under KPKT (Ministry of Housing and Local Government) since 1985. We are regulated and compliant with all Malaysian financial services requirements.

What types of equipment does your finance company cover?

Our equipment finance company specializes in construction equipment (excavators, bulldozers, cranes), logistics equipment (prime movers, trucks, trailers), and industrial equipment (forklifts, generators, CNC machines). We finance both new and used equipment.

How long has your equipment finance company been operating?

Ing Heng has been operating as an equipment finance company since 1985, giving us over 40 years of experience in Malaysian equipment financing. We have successfully financed over 4,000 companies across Malaysia.

Choose Malaysia's Most Trusted Equipment Finance Company

40+ years experience, 4,000+ companies financed, KPKT licensed since 1985. When banks say no, we say yes. Get your equipment financing approved today.

Specialized Equipment Finance Company | Licensed & Regulated | Fast Approval Available

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