Caterpillar Excavator Financing

Caterpillar is the global leader in construction equipment with over 95 years of experience since 1925. CAT excavators are known for: (1) Superior build quality and durability - often lasting 10,000+ hours, (2) Advanced technology including GPS integration and fuel efficiency systems, (3) Highest resale value in the industry - typically 40-50% after 5 years, (4) Extensive service network through Tractors Malaysia with parts availability nationwide. While premium-priced, the total cost of ownership is often lower due to reliability and resale value.

Yes! We finance used CAT excavators up to 10 years old. Caterpillar's durability means even older machines remain reliable. For used CAT excavators, we typically offer: (1) Up to 85% financing for machines under 5 years, (2) Up to 80% financing for machines 5-7 years, (3) Up to 75% financing for machines 8-10 years. CAT's excellent resale value makes them attractive collateral, often resulting in better financing terms than other brands.

We finance all Caterpillar excavator models available in Malaysia including: Mini excavators (CAT 301.5, 303, 306, 308), Medium excavators (CAT 312, 315, 320, 323, 330), Large excavators (CAT 336, 349, 352, 374), and Mining excavators (CAT 390F, 6015B). The most popular models we finance are the CAT 320, CAT 330, CAT 306.

Yes! We work closely with Tractors Malaysia, the authorized Caterpillar dealer in Malaysia. Benefits include: (1) Pre-approved valuations for faster financing, (2) Coordinated delivery and documentation, (3) Access to CAT Certified Used equipment with warranty, (4) Package deals including attachments and extended warranty. We can also finance CAT equipment from private sellers and used equipment dealers.

For Caterpillar excavators, we offer tenure from 12 to 84 months (1-7 years) depending on equipment age: (1) New CAT: up to 7 years (84 months), (2) 1-3 years old: up to 6 years (72 months), (3) 4-7 years old: up to 5 years (60 months), (4) 8-10 years old: up to 3 years (36 months). CAT's durability allows longer tenure compared to some other brands.

Interest rates for CAT excavators range from 7.5% to 11% per annum - often 0.5-1% lower than average due to the premium brand's lower risk profile. Factors affecting your rate: (1) Down payment - higher down payment = lower rate, (2) Equipment age - newer = lower rate, (3) Credit profile - better credit = lower rate, (4) Loan tenure - shorter tenure = lower rate. Contact us for a personalized quote on your specific CAT model.

For individuals: IC, 6 months bank statements, income proof. For companies: SSM registration, company bank statements (6 months), directors' IC copies. If purchasing from authorized dealer, documentation is even simpler.