You own a quarry.

You don't have a heavy excavator. So you subcontract excavation work.

Every month, an excavation contractor sends you an invoice. RM 52,000. RM 68,000. Sometimes RM 80,000.

When you see those invoices, does your stomach drop? That's YOUR granite. YOUR quarry. But someone else is taking RM 50k-80k monthly because they own the excavator and you don't.

You've calculated it: Over one year, you've paid RM 650,000 to excavation contractors.

That money could've bought you TWO used PC350 excavators.

But you're still paying. Month after month. Building someone else's business with your money.

When you watch their PC350 loading trucks with YOUR granite - do you feel that weight in your chest knowing every bucket-load is profit leaving your quarry?

You found a used Komatsu PC350. 8 years old. 11,000 hours. Quarry-proven.

Banks reject it. "Too old. High hours."

But you know: PC350s run 15,000-20,000 hours. This one has 5,000+ productive hours left.

More importantly: Every hour it works is revenue YOU keep instead of writing checks to subcontractors.

We approve equipment 10+ years old.

Your quarry. Your excavator. Your margins.

Every cubic meter you excavate yourself is profit that stays in YOUR business.

0% deposit available. Equipment 10+ years old accepted. Quarry operators welcome.

Keep excavation revenue in-house.

Build your quarry's capability.

Control every stage of production.

That's vertical integration.

Why Finance Used PC350 with Ing Heng Credit?

Finance Equipment 10+ Years Old

We approve PC350 excavators 10+ years old. Even older if maintained. Banks reject old equipment. We assess working condition and business potential.

0% Deposit Available

Finance up to 100% of equipment value. Zero deposit option available. Keep excavation revenue in-house without draining working capital.

Quarry Operators Welcome

We understand quarry economics. High operating hours are normal. We finance quarry-proven machines that contractors rely on daily.

Bad Credit Accepted

Banks reject applications. We approve quarry operators with CCRIS issues. Equipment serves as collateral. Focus is on your business viability.

Subcontracting Cost Analysis

Paying RM 800/hour for excavation services? That is RM 166k monthly going to subcontractors. Own your equipment and keep those margins.

Used Equipment Specialists

PC350 rated for 15,000-20,000 hours. An 8-year machine with 11,000 hours has 4,000+ productive hours remaining. We understand equipment longevity.

Heavy Excavators We Finance

Komatsu Models

• Komatsu PC350
• Komatsu PC300
• Komatsu PC400

Caterpillar Models

• CAT 336
• CAT 349
• CAT 374

Hitachi Models

• Hitachi ZX350
• Hitachi ZX450

Kobelco Models

• Kobelco SK350
• Kobelco SK480

All brands welcome: We finance Komatsu, CAT, Hitachi, Kobelco, Hyundai, Doosan, Volvo, and other major excavator brands.

Frequently Asked Questions

When you subcontract excavation, you lose RM 50k-80k monthly to outside contractors. Owning your PC350 means keeping that revenue in-house. You control scheduling, quality, and margins. Used PC350 financing with 0% deposit makes this possible without draining working capital. This is vertical integration for quarry operators.

Yes! Quarry-proven PC350 excavators are our specialty. We finance equipment 10+ years old. High operating hours are normal for quarries. We assess machine condition and your business contracts. Even 8-year PC350 with 11,000 hours can be financed if well-maintained and you have solid quarry operations.

We finance PC350 excavators 10+ years old and 15,000+ hours if working properly. PC350 is rated for 15,000-20,000 hours. An 8-year machine with 11,000 hours has 4,000+ productive hours remaining. We assess: Recent maintenance records, hydraulic system health, undercarriage condition, and your quarry contracts. High hours are normal for production machines.

Banks use depreciation schedules. They reject equipment over 5 years old regardless of condition. We assess actual working condition and business viability. A well-maintained 10-year PC350 that digs 400 cubic meters daily is more valuable than a poorly maintained 3-year machine. We understand equipment economics, not just accounting rules.

Calculate your current subcontracting costs. Most quarry operators pay RM 50k-80k monthly to excavation contractors. Over one year, that is RM 600k-960k. Owning your PC350 means keeping that margin in-house. Your quarry, your equipment, your profits.

Yes! 0% deposit financing is available for qualified applicants. Finance up to 100% of equipment value. This means you can stop subcontracting excavation work immediately without draining working capital. Requirements: Solid quarry operations, equipment in working condition, business viability assessment. Bad credit considered.

We finance all heavy excavators for quarry operations: Komatsu PC300/PC350/PC400, CAT 336/349/374, Hitachi ZX350/ZX450, Kobelco SK350/SK480. All brands welcome. Equipment 10+ years old accepted. Focus is on working condition and your business potential, not arbitrary age limits like banks use.

Vertical integration. When you subcontract excavation, you lose margins to other contractors. When you own equipment, you keep those margins. You control scheduling, quality, and costs. You can take on larger contracts that require equipment ownership. You build business equity, not just paying for services.

Required documents: IC/passport and company registration (SSM), 6 months bank statements, quarry license (if applicable), equipment details (seller quotation, photos, serial number, hour meter), current owner grant (if buying from individual). For Japan imports: customs K1 form, import permit, auction sheet. Processing is fast once documents are complete.

Early repayment terms vary by financing agreement. Some packages include early settlement fees, others do not. This is negotiable based on your financing package. Discuss early repayment options during application if this matters to your business planning. Many quarry operators refinance or settle early when business grows.

Apply for PC350 Financing

Get fast response to your application. We will contact you during business hours (Mon-Fri 9AM-5PM, Sat 9AM-1PM)

Keep Excavation Revenue In-House. Control Full Operations. Build Quarry Equity.

Every month you subcontract excavation is money leaving your quarry. Finance your used PC350 with 0% deposit. Keep margins in-house. Equipment 10+ years old accepted.

Apply via WhatsApp Call: 017-570 0889