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Established Business

2-Year Business Equipment 2026

2-year business equipment financing 2026. Established business equipment loans with better terms.

Ing Heng Credit Team β€’ β€’ 5 min read

Why 2-Year Business Equipment Financing 2026?

Business operating 2 years? Near-bank terms available for equipment financing in 2026.

2-Year Business Advantage

Established Position:

  • 24 months operation proven
  • 2-year financial history
  • Survival demonstrated
  • Growth patterns clear
  • 80-90% approval rate

2026 2-Year Terms

Bank-Competitive:

  • 0-10% down payment
  • 4.5-5.5% interest
  • 5-7 year terms
  • Large amounts possible
  • Similar to bank terms

Real 2-Year Approvals

Case: Logistics - 2 years
Need: 3 lorries
Financing: RM 360,000, 0% down
Approved: 24 hours

2-Year Documentation

Required:

  • 24 months bank statements
  • 2-year financial summary
  • Tax returns (if any)
  • Strong approval profile

Get 2-Year Equipment

Business 2 years old? Apply for bank-competitive equipment financing.


Less established? See 1-Year Business Equipment.

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