20-Ton Mobile Crane 2026: Small Projects, 0% Down Payment
20-ton mobile crane financing for small construction projects 2026. 0% down payment, 100% full loan, 48-hour approval.
20-Ton Mobile Crane for Small Projects
Not every project needs 100-ton crane. Small projects need 20-ton mobile crane. House construction. Shop renovation. Factory installation. Small bridges. These jobs don't need giant crane. They need right-size crane. 20-ton mobile crane is perfect.
Why 20-Ton Mobile Crane?
- Right Size: Perfect for small projects
- Easy Access: Fits in tight spaces
- Fast Setup: Ready to work in 30 minutes
- Lower Cost: RM150,000-RM250,000
- High Demand: Many small projects need it
Bank vs. Ing Heng Credit
| Feature | Bank | Ing Heng Credit |
|---|---|---|
| Down Payment | 10-20% | 0% |
| Financing | 90% | 100% |
| Crane Age Limit | Maximum 5 years | NO limit |
| Approval Time | 2-4 weeks | 48 hours |
Cost Comparison
20-Ton Mobile Crane: RM180,000
Bank Financing:
- Down payment (15%): RM27,000
- Financed: RM153,000
- Age limit: 5 years max
Ing Heng Financing:
- Down payment (0%): RM0
- Financed: RM180,000
- Age limit: None
- Savings: RM27,000 cash
Project Types for 20-Ton Crane
- House Construction: Double-story houses
- Shop Renovation: Air conditioner installation
- Factory: Machine installation
- Warehouse: Racking setup
- Small Bridges: Village bridge construction
- Events: Stage setup, decorations
- Signage: Billboard installation
Monthly Income Potential
Daily Rental: RM800-RM1,200
Monthly (20 days): RM16,000-RM24,000
Monthly Costs:
- Loan payment: ~RM3,500
- Driver: RM3,000
- Fuel: RM1,500
- Maintenance: RM1,000
Net Monthly Profit: RM7,000-RM15,000
Used 20-Ton Crane Opportunity
Banks reject cranes older than 5 years. Used 20-ton cranes 7-10 years old work great. Banks say no. We say yes.
Used 20-Ton Crane:
- Price: RM80,000-RM120,000
- New price: RM180,000-RM250,000
- Savings: 50-60%
- Same lifting capacity
Why Choose Ing Heng Credit?
1. 0% Down Payment
RM27,000 down payment with bank. RM0 with us. Use that RM27,000 for operations.
2. 100% Full Loan
Full crane cost financed. RM180,000 completely covered. No partial funding.
3. NO Age Limit
5-year-old crane? 8 years? 10 years? We finance all ages if working condition.
4. 48-Hour Approval
Small projects can't wait. Get approved in 48 hours. Start working fast.
5. Used Crane Financing
Used 20-ton cranes welcome. Save 50% vs new. Build equity faster.
Success Story
"Started small construction business 2024. Needed 20-ton mobile crane for house projects. New crane cost RM200,000. Found 9-year-old used crane for RM90,000. Bank rejected (too old). Bank wanted RM30,000 down payment for new crane. Too expensive. Came to Ing Heng. Approved used crane in 48 hours. 0% down payment. 100% full loan. Monthly payment RM2,000. Average monthly income RM12,000. Net profit RM10,000/month. After 2 years, crane fully paid. Now own asset worth RM60,000. Business grown to 3 cranes. Ing Heng made it possible."
β Lee Ming Wei, Small Contractor
Perfect For
- Small Contractors: House builders, renovators
- Service Companies: AC installers, signboard companies
- Event Companies: Stage setup, event management
- Startups: New crane rental businesses
- Part-Time: Weekend rental business
Apply Now
Don't let bank financing stop your small business. 20-ton mobile crane is affordable with 0% down.
Choose Ing Heng Credit:
- 0% down payment
- 100% full loan
- NO age limit
- 48-hour approval
Need 20-Ton Mobile Crane?
0% down payment, 100% full loan, 48-hour approval. Get your crane now.
Contact: +60175700889 (WhatsApp) | 03-3324 8899 (Phone)
Join 4,000+ businesses who have trusted Ing Heng Credit since 1985.