Stop Losing RM 15k-20k Per Project to Trucking Contractors
Finance used tippers. Do soil removal yourself. Keep trucking revenue in-house. Equipment 10+ years old accepted. 0% deposit option. Malaysian contractors welcome.
You're an excavation contractor in Malaysia.
You just finished a site preparation project. 3 days of work. Excavated 400 cubic meters of soil.
Now you need to remove it. You call the trucking contractor.
"RM 400 per load. You need 45 loads."
You calculate: RM 18,000. Almost half your project profit.
When you hand over that RM 18,000 check - for work that took the trucker 2 days while you worked 3 days excavating - do your shoulders tense up?
When you watch his Nissan tipper drive away with YOUR money, do you think: "I did the hard work. He's taking RM 18,000 for just trucking"?
You've done this 15 times this year. That's RM 270,000 paid to truckers.
That money could've bought you THREE used tippers.
But instead, you're making trucking contractors rich while you do the excavation work.
When you calculate your project margins and see "Trucking cost: RM 18,000" eating into profits, does it feel like bleeding money?
You found a used Nissan 6-wheel tipper. 10 years old. Hydraulics functional. Engine clean.
Banks reject. "10 years old? Too risky."
But you know tippers. Simple machines. Hydraulic cylinder lifts the bed. That's it. They last 15-20 years.
We approve equipment 10+ years old.
Do the trucking yourself. Keep those RM 18,000 margins in YOUR business.
Your excavation. Your trucking. Your complete profits.
That's controlling the full job.
Complete project revenue, yours to keep. Full job control, start to finish. Build contractor capabilities, not dependencies.
Why Malaysian Excavation Contractors Choose Ing Heng Credit
Complete project revenue, yours to keep. Full job control, start to finish. Build contractor capabilities, not dependencies.
0% Deposit Option
100% financing available. Keep working capital for diesel, maintenance, and business operations.
Equipment 10+ Years Old Accepted
Nissan, Hino, Isuzu, UD - all major brands. We assess condition, not arbitrary age limits.
Small Contractors Welcome
Already have excavator? Add tipper to complete full projects. Stop paying RM 350-400 per load to truckers.
Repair Cost Financing
Hydraulic system needs repair? We can include repair costs in your loan amount.
Flexible 12-84 Month Terms
Payment plans that match your business cash flow. Start with longer terms, pay off early with no penalty.
Fast Approval
Quick decisions for time-sensitive opportunities. Get approved and start hauling soil yourself.
Tipper Truck Brands We Finance
All major brands from Japanese to European models
- β’ Nissan 6-Wheel Tippers - Most popular sand truck among Malaysian contractors. Reliable hydraulic system, 5-8 cubic meter capacity. Parts availability excellent nationwide.
- β’ Hino Dump Trucks - Premium Japanese quality, fuel-efficient engine. Strong resale value. Popular for construction material transport across Malaysia.
- β’ Isuzu Tipper Lorries - Durable workhorse for heavy hauling. Excellent for earthwork and soil removal. Lower maintenance costs than European brands.
- β’ UD (Nissan Diesel) Tippers - Powerful engine for steep terrain. Used in quarries and mining operations nationwide. Robust build quality.
- β’ Mitsubishi Fuso Tippers - Compact 4-wheel tippers for urban deliveries. Good fuel economy for small haulers across Malaysia.
- β’ Mercedes-Benz, MAN, Volvo - Premium European quality. Superior comfort for long-distance hauling.
- β’ Chinese Brands - Dongfeng, Foton, Shacman. Affordable options for budget-conscious operators.
Frequently Asked Questions
Everything you need to know about tipper truck financing
YES! We accept used tipper trucks 10+ years old. Equipment must be in working condition with functional hydraulic system. We assess condition over arbitrary age limits.
Absolutely! This is exactly who we serve. Excavation contractors who want to stop outsourcing soil removal. Keep trucking revenue in-house instead of paying RM 350-400 per load to external truckers.
We can include repair costs in your loan amount. Combine the equipment cost and repair costs, and we finance the total. You get a fully operational truck ready to haul.
A typical foundation project needs 40-50 truckloads of soil removal. External truckers charge RM 350-400 per load, totaling RM 14,000-20,000. When you own the tipper, this becomes your revenue instead of your expense.
We accept all major brands: Japanese (Nissan, Hino, Isuzu, UD Trucks, Mitsubishi Fuso), European (Mercedes-Benz, MAN, Volvo), and Chinese (Dongfeng, Foton, Shacman). Nissan and Hino are most popular due to parts availability.
Tippers are mechanically simple. A hydraulic cylinder lifts the bed. That is the main moving part. With regular maintenance (oil changes, greasing, cylinder seals), tippers last much longer than banks realize. Many 15-year-old tippers still make daily deliveries.
Not required but recommended. Individuals can apply using IC and bank statements. However, having SSM registration improves approval chances and may secure better rates.
Yes! We accept applicants with credit issues. Past defaults do not mean automatic rejection. We evaluate your current situation, business plan, and ability to service the loan.
We provide fast approval decisions from complete application. Contact us for a personalized quote and timeline.
Interest rates are competitive and depend on factors including credit profile, down payment amount, loan term, tipper age and condition, and business experience. Contact us for a personalized quote.
Looking for Other Equipment?
Explore our full range of equipment financing solutions
Excavator
Mini to large excavators (1-30 tons) for construction and earthmoving.
Commercial Lorry
Light to heavy-duty lorries (1-40 tons) for logistics and delivery.
Forklift
Electric and diesel forklifts (1-10 tons) for warehouse operations.
Ready to Control the Full Job?
Complete project revenue, yours to keep. Full job control, start to finish. Build contractor capabilities, not dependencies. Equipment 10+ years old accepted. 0% deposit option available.
Or Contact Us Directly
Join Malaysian excavation contractors who control the full job. Your excavation. Your trucking. Your complete profits.