2026 Budget Tax Impact: Equipment Purchase Planning

Budget 2026 Overview

The annual budget announces tax policies. 2026 budget affects equipment purchases. Know the changes. Plan accordingly. Save money.

Key Budget 2026 Measures

Capital Allowance

• Status: Maintained at current rates
• Initial allowance: 20-40% continues
• Annual allowance: 10-20% continues
• Impact: No negative changes

Special Incentives

• Investment tax allowance: May expand coverage
• Green technology: Enhanced incentives
• Automation equipment: Additional support
• Check details: For qualifying equipment

Budget Impact on Financing

Area	Budget 2026 Impact
Down Payment Rules	No change - Banks still require 10-20%
Equipment Age	Banks still limit to 5 years
Interest Deduction	Still 100% deductible

Ing Heng Credit: Unaffected Advantages

Our benefits continue regardless of budget:

• 0% down payment: Always available
• 100% full loan: Complete financing
• NO age limit: Any equipment
• Fast approval: 24-48 hours

New Budget Opportunities

Green Equipment Incentives

• Electric vehicles: Potential tax credits
• Energy-efficient machines: Enhanced deductions
• Solar equipment: Special allowances
• Apply early: For new incentives

Industry-Specific Support

• Manufacturing: Automation incentives
• Construction: Equipment support
• Logistics: Modernization allowances
• Check eligibility: For your industry

Post-Budget Planning Strategy

Step 1: Review Budget Announcements

• Read Budget 2026 summary
• Identify relevant changes
• Note new incentives

Step 2: Assess Your Position

• How changes affect your business
• What equipment qualifies for new benefits
• When to buy for maximum advantage

Step 3: Adjust Buying Plan

• Target qualifying equipment
• Time purchases for optimal benefits
• Use 0% down payment for cash flow

0% Down Payment Advantage

With budget changes, 0% down payment helps:

• Preserve cash: During uncertain times
• Quick action: Respond to new incentives
• Flexible timing: Buy when beneficial
• Same deductions: As other financing

Used Equipment After Budget

Used equipment remains attractive:

• Same allowances: On lower cost
• Banks restrict: Still 5-year limit
• Ing Heng accepts: Any age equipment
• Cost advantage: More equipment for same budget

2026 Budget Action Plan

1. Study Budget 2026: When released
2. Consult accountant: Understand impact
3. Identify opportunities: New incentives
4. Plan purchases: Around benefits
5. Use 0% down: Preserve cash
6. Act quickly: On limited-time offers

Real Budget Planning

"Budget 2025 announced new green incentives. Accountant explained the benefits. Changed equipment purchase plans. Bought electric forklift instead of diesel. Got special allowance. Saved extra RM8,000 in taxes. 0% down payment preserved cash. Always check budget announcements. New incentives can save thousands. Plan purchases around budget measures."

— Karen Lee, Logistics Manager

Maximize Budget 2026 Benefits

Budget changes bring opportunities. 0% down payment maximizes flexibility. 100% full loan expands options. NO age limit increases choices.

We approve in 24-48 hours. Plan your 2026 equipment purchases around budget benefits today.