2026 Tax Deadline Planning: Key Dates for Equipment Purchases

2026 Tax Deadlines

Knowing tax deadlines helps you plan equipment purchases. Buy before the deadline. Get the deduction. Miss the deadline. Lose the benefit.

Mark these dates in your calendar.

Key 2026 Tax Dates

January 31, 2026

• Final deadline: For filing 2025 tax returns
• Last chance: To claim 2025 deductions
• Action: Complete any 2025 purchases

April 30, 2026

• Q1 installment: First quarterly tax payment
• Review progress: Check 2026 tax position
• Adjust strategy: Based on Q1 performance

June 30, 2026

• Mid-year review: Assess tax situation
• H2 planning: Plan equipment for下半年
• Strategic purchases: Adjust based on income

September 30, 2026

• Q3 installment: Third quarterly payment
• Year-end prep: Start planning final purchases
• Forecast income: Project year-end tax position

December 31, 2026

• Final deadline: For 2026 equipment purchases
• Year-end cutoff: Last chance for deductions
• Action required: Buy and take delivery before this date

Bank vs. Ing Heng: Meeting Deadlines

Factor	Bank	Ing Heng Credit
Approval Time	2-4 weeks	24-48 hours
Down Payment	10-20%	0%
Equipment Age	5 years max	NO Age Limit

Deadline-Based Buying Strategy

Before January 31

• Complete prior year purchases
• File tax returns
• Plan new year strategy

January - March

• Best time: For major equipment purchases
• Full year benefit: Maximum deductions
• Apply early: Beat any rush

April - June

• Mid-year purchases: For H2 needs
• Review tax position: Adjust as needed
• Spread deductions: Across the year

July - September

• Pre-year-end planning: Start early
• Q3 purchases: Strategic positioning
• Forecast income: Plan final moves

October - December

• Final purchases: Before December 31
• Year-end push: Maximize deductions
• Apply by December 15: Allow delivery buffer

Year-End Deadline Crunch

December is critical:

• Apply by December 10-15: Safe deadline
• Delivery by December 28-30: Latest practical
• Don't wait until December 30: Too risky

We Approve in 24-48 Hours:
• Always meet year-end deadline
• Equipment delivered on time
• Tax deduction secured

0% Down Payment Deadline Advantage

With 0% down payment:

• No cash crunch: Don't drain reserves before deadline
• Fast decision: Apply when timing is right
• Preserve working capital: For year-end operations

Quarterly Deadline Planning

Before Each Tax Deadline:

• Review taxable income: Year to date
• Assess deductions: Claimed to date
• Decide on purchases: Before deadline
• Apply and buy: Don't procrastinate

2026 Deadline Calendar

1. January 15-25: Apply for Q1 equipment
2. January 31: 2025 tax filing deadline
3. February-March: Complete Q1 purchases
4. April 30: Q1 tax installment
5. May-June: Q2 equipment purchases
6. June 30: Mid-year review
7. July-September: Q3 equipment purchases
8. September 30: Q3 tax installment
9. October-November: Plan year-end purchases
10. December 1-15: Apply for year-end equipment
11. December 31: Final deadline for 2026

Real Deadline Success

"December 20, 2026. Accountant said buy equipment to reduce tax. Applied same day. Approved in 48 hours. Equipment delivered December 28. Took delivery December 29. Met deadline. Got RM60,000 deduction. Saved RM14,400 in taxes. 0% down payment meant no cash crunch. Meeting deadlines is easy with fast approval."

— Wong Kee Fook, Business Owner

Never Miss a Deadline

Fast approval means never missing tax deadlines. 0% down payment preserves cash. 100% full loan maximizes purchases. NO age limit expands options.

We approve in 24-48 hours. Plan your 2026 equipment purchases around tax deadlines today.