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Specialized Trucks

Box Lorry E-commerce 2026: Last Mile Delivery Financing

Finance box lorries for e-commerce last mile delivery. 0% down payment, no age limit. Online shopping delivery business.

Ing Heng Credit Team β€’ β€’ 6 min read

E-commerce Boom 2026

Online shopping grows faster. E-commerce delivery demand increases. Last mile delivery is crucial. Customer expectations rise. Your box lorry fleet needs expansion.

Box Lorry Types for E-commerce

Type Capacity New Price Used Price
3-Ton Box Lorry Small deliveries RM140,000-RM170,000 RM55,000-RM85,000
5-Ton Box Lorry Medium deliveries RM180,000-RM230,000 RM75,000-RM110,000
10-Ton Box Lorry Large deliveries RM250,000-RM320,000 RM100,000-RM150,000

Bank vs. Us: Box Lorry Financing

Feature Bank Financing Ing Heng Credit
Down Payment 10-20% 0%
Financing Amount Up to 90% 100% Full Loan
Interest Rate 4.6-6.0% Competitive rates
Truck Age Limit Maximum 5 years NO Age Limit
Approval Time 7-14 days 48-72 hours

E-commerce Delivery Services

Last Mile Delivery

  • Furniture delivery
  • Appliance delivery
  • Bulk order delivery
  • Same-day delivery

Fulfillment Services

  • Warehousing pickup
  • Regional distribution
  • Cross-border delivery
  • Return handling

0% Down Payment Benefit

Save your cash for operations. Keep RM7,500-RM64,000 in your bank. Use full financing for complete purchase. Add tracking systems. Install delivery equipment. Keep working capital strong.

E-commerce Delivery Income

Service Type Rate Monthly Income
Furniture Delivery RM150-RM300 per trip RM12,000-RM20,000
Appliance Delivery RM120-RM250 per trip RM10,000-RM18,000
Bulk Order Delivery RM200-RM400 per trip RM15,000-RM25,000
Contract Delivery RM15,000-RM25,000 monthly RM15,000-RM25,000

No Age Limit Advantage

Used box lorries are reliable. Older trucks work well for delivery. We finance all ages. Banks reject trucks older than 5 years. We approve them. Save money on purchase. Get more trucks for your budget.

2026 E-commerce Trends

  • Same-Day Delivery: Growing demand
  • Furniture Shopping: Online increase
  • Appliance Sales: E-commerce growth
  • Rural Delivery: Untapped market

Business Setup Requirements

  • Business Registration: SSM
  • JPJ Permit: Goods vehicle license
  • Insurance: Goods coverage
  • Tracking: GPS system
  • Platform: Booking system

Required Documents

  • Business registration (SSM)
  • Director identification
  • Bank statements (6 months)
  • Box lorry quotation
  • Delivery contracts (if available)

Ready for E-commerce 2026?

Get your box lorry with 0% down payment. 48-72 hour approval. No age limit on trucks.

Calculate Your Payment

Frequently Asked Questions

Can I finance used box lorries?

Yes. We finance box lorries of any age. No maximum year limit. Older trucks welcome.

What down payment do I need?

Zero. We offer 0% down payment. 100% full loan financing available.

How fast is approval?

48-72 hours for most applications. Complete documents speed up the process.

What income can I expect?

RM10,000-RM25,000 monthly depending on service type and contracts secured.

Start Your E-commerce Delivery Business

Online shopping grows daily. Customers demand fast delivery. Furniture and appliance sales rise. Your box lorry delivery business awaits. Apply today. Get approved before the 2026 peak season.

0% Down Payment | 100% Full Loan | NO Age Limit

48-72 Hour Approval | Bank Rejected? We Approve

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