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0% Deposit Financing

Construction No Deposit 2026

Construction No Deposit 2026. Get 0% down payment equipment financing in Malaysia.

Ing Heng Credit Team β€’ β€’ 4 min read

Construction No Deposit 2026 - 0% Down Payment

Get construction equipment with absolutely no down payment. 0% deposit means you keep your cash for operations. Start your projects immediately in 2026.

Why No Deposit Matters

  • β€’ Keep cash for operations and materials
  • β€’ Start projects immediately
  • β€’ No upfront payment required
  • β€’ 100% full loan available
  • β€’ Unlike banks that require 10-20% down
Feature Banks Us
Down Payment 10-20% 0%
Financing Amount 90% 100%
Equipment Age Limit 5 years max NO limit
Interest Rate 4.6-6.0% Competitive
Cash Needed to Start RM30,000-100,000+ RM0

What No Deposit Saves You

Example: Excavator (RM300,000 Value)

Bank Financing

  • Down Payment (15%): RM45,000
  • Financed Amount: RM255,000
  • Cash You Need Upfront: RM45,000

Our Financing

  • Down Payment (0%): RM0
  • Financed Amount: RM300,000
  • Cash You Need Upfront: RM0

You save RM45,000 - Use it for operations, materials, or wages!

Example: Wheel Loader (RM200,000 Value)

Bank Financing

  • Down Payment (15%): RM30,000
  • Financed Amount: RM170,000
  • Cash You Need Upfront: RM30,000

Our Financing

  • Down Payment (0%): RM0
  • Financed Amount: RM200,000
  • Cash You Need Upfront: RM0

You save RM30,000 - Start earning without upfront cost!

Benefits of No Deposit Financing

Keep Cash Flow Healthy

Use your cash for operations, wages, fuel, and materials instead of tying it up in down payments. Stay flexible and profitable.

Start Projects Immediately

No waiting to save for down payment. Get equipment now and start earning income on your projects right away.

Finance Complete Fleet

Get multiple machines with 0% down on each. Build your complete construction fleet without massive upfront cash.

Buy Better Equipment

Your down payment savings let you afford better, newer machines instead of settling for older equipment.

No Deposit Equipment Available

All construction equipment available with 0% down payment:

  • βœ“ Excavators - All sizes
  • βœ“ Backhoe Loaders
  • βœ“ Wheel Loaders
  • βœ“ Skid Steers
  • βœ“ Dozers
  • βœ“ Telehandlers
  • βœ“ Rollers/Compactors
  • βœ“ Pavers
  • βœ“ Graders
  • βœ“ Scrapers
  • βœ“ Cranes
  • βœ“ Concrete Mixers
  • βœ“ Concrete Pumps
  • βœ“ Dump Trucks
  • βœ“ All construction equipment

Who Qualifies for No Deposit

  • βœ“ New construction businesses
  • βœ“ Established contractors expanding fleet
  • βœ“ Subcontractors adding equipment
  • βœ“ Self-employed operators
  • βœ“ Companies with limited cash flow
  • βœ“ Businesses wanting to preserve capital

Unlike banks, we understand construction businesses. No deposit doesn't mean higher risk - it means smart financing.

Get Equipment with No Deposit in 2026

0% down payment on all construction equipment. 100% full loan. No age limit. Keep your cash and start earning today.

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