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Crane Financing

Crane No Deposit 2026: 0% Down Payment Guaranteed

Crane financing with no deposit 2026. 0% down payment, 100% full loan. No cash needed upfront.

Ing Heng Credit Team β€’ β€’ 6 min read

Crane Financing with No Deposit

You need crane. You don't have deposit money. All cash tied in operations. Can't afford down payment. Banks require 10-20% down. We require 0% down. No deposit needed. 100% full loan. Get crane with zero cash upfront.

Why No Deposit Matters

  • Preserve Cash: Keep money for operations
  • Start Sooner: Don't wait years to save deposit
  • Better Cash Flow: No big upfront payment
  • Faster Growth: Use cash for other things
  • Less Risk: Not much money tied up

Bank vs. Ing Heng: Deposit Comparison

Crane Size Price Bank Deposit (15%) Ing Heng Deposit You Save
20-Ton RM180,000 RM27,000 RM0 RM27,000
50-Ton RM400,000 RM60,000 RM0 RM60,000
100-Ton RM1,200,000 RM180,000 RM0 RM180,000
Tower Crane RM800,000 RM120,000 RM0 RM120,000

What to Do with Deposit Savings

With bank financing, you need huge deposit:

  • 20-ton crane: RM27,000 deposit
  • 50-ton crane: RM60,000 deposit
  • 100-ton crane: RM180,000 deposit

With Ing Heng 0% down payment, use that money for:

  • Operations: Fuel, maintenance, staff
  • Marketing: Find clients, advertise
  • Working Capital: Day-to-day expenses
  • Emergency Fund: Handle unexpected costs
  • Business Growth: Invest in expansion

Real Deposit Impact Examples

Example 1: Startup Business

"Started crane rental business. Had RM50,000 savings. Bank wanted RM60,000 deposit for 50-ton crane. I didn't have enough. Would need to wait another year to save. Came to Ing Heng. 0% deposit approved. Used RM50,000 for operations instead. Bought fuel, paid driver, marketed business. First 6 months profit RM80,000. Now have 2 cranes."

Example 2: Expansion

"Already had 2 cranes. Wanted third crane. Bank wanted RM180,000 deposit. All cash tied in existing operations. Couldn't afford. Ing Heng approved 0% deposit. Used RM180,000 for marketing, hired more staff, improved cash flow. Third crane generating RM45,000/month income."

Example 3: Urgent Project

"Got urgent contract. Needed crane immediately. Had RM15,000 cash. Bank required RM27,000 deposit. Couldn't afford. Project would be lost. Ing Heng approved 0% deposit in 48 hours. Got crane, completed project, made RM120,000 profit. Deposit would have killed the deal."

How 0% Deposit Works

Step 1: Apply

  • Submit simple documents
  • Crane details
  • Business information

Step 2: Approval

  • Decision in 48 hours
  • No deposit required
  • 100% financing confirmed

Step 3: Purchase

  • Full payment to seller
  • No upfront cash from you
  • Crane delivered to you

Step 4: Repayment

  • Monthly installment only
  • No balloon payment
  • Predictable terms

Why Choose Ing Heng Credit?

1. True 0% Deposit

Not "low deposit". Not "small deposit". True zero deposit.

2. 100% Full Loan

Complete crane cost covered. Nothing more to pay.

3. All Crane Types

Mobile, tower, crawler - all with 0% deposit.

4. Used Cranes OK

Used cranes also 0% deposit. Banks won't do this.

5. Fast Approval

48 hours. Don't wait weeks.

Apply for No Deposit Crane

Don't let deposit requirement stop your crane purchase.

Choose Ing Heng Credit:

  • 0% deposit guaranteed
  • 100% full loan
  • 48-hour approval
  • All crane types
  • Used cranes OK

Need Crane with No Deposit?

0% down payment, 100% full loan, no deposit needed. Get approved in 48 hours.

Contact: +60175700889 (WhatsApp) | 03-3324 8899 (Phone)

Join 4,000+ businesses who have trusted Ing Heng Credit since 1985.

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