Crane No Deposit 2026: 0% Down Payment Guaranteed
Crane financing with no deposit 2026. 0% down payment, 100% full loan. No cash needed upfront.
Crane Financing with No Deposit
You need crane. You don't have deposit money. All cash tied in operations. Can't afford down payment. Banks require 10-20% down. We require 0% down. No deposit needed. 100% full loan. Get crane with zero cash upfront.
Why No Deposit Matters
- Preserve Cash: Keep money for operations
- Start Sooner: Don't wait years to save deposit
- Better Cash Flow: No big upfront payment
- Faster Growth: Use cash for other things
- Less Risk: Not much money tied up
Bank vs. Ing Heng: Deposit Comparison
| Crane Size | Price | Bank Deposit (15%) | Ing Heng Deposit | You Save |
|---|---|---|---|---|
| 20-Ton | RM180,000 | RM27,000 | RM0 | RM27,000 |
| 50-Ton | RM400,000 | RM60,000 | RM0 | RM60,000 |
| 100-Ton | RM1,200,000 | RM180,000 | RM0 | RM180,000 |
| Tower Crane | RM800,000 | RM120,000 | RM0 | RM120,000 |
What to Do with Deposit Savings
With bank financing, you need huge deposit:
- 20-ton crane: RM27,000 deposit
- 50-ton crane: RM60,000 deposit
- 100-ton crane: RM180,000 deposit
With Ing Heng 0% down payment, use that money for:
- Operations: Fuel, maintenance, staff
- Marketing: Find clients, advertise
- Working Capital: Day-to-day expenses
- Emergency Fund: Handle unexpected costs
- Business Growth: Invest in expansion
Real Deposit Impact Examples
Example 1: Startup Business
"Started crane rental business. Had RM50,000 savings. Bank wanted RM60,000 deposit for 50-ton crane. I didn't have enough. Would need to wait another year to save. Came to Ing Heng. 0% deposit approved. Used RM50,000 for operations instead. Bought fuel, paid driver, marketed business. First 6 months profit RM80,000. Now have 2 cranes."
Example 2: Expansion
"Already had 2 cranes. Wanted third crane. Bank wanted RM180,000 deposit. All cash tied in existing operations. Couldn't afford. Ing Heng approved 0% deposit. Used RM180,000 for marketing, hired more staff, improved cash flow. Third crane generating RM45,000/month income."
Example 3: Urgent Project
"Got urgent contract. Needed crane immediately. Had RM15,000 cash. Bank required RM27,000 deposit. Couldn't afford. Project would be lost. Ing Heng approved 0% deposit in 48 hours. Got crane, completed project, made RM120,000 profit. Deposit would have killed the deal."
How 0% Deposit Works
Step 1: Apply
- Submit simple documents
- Crane details
- Business information
Step 2: Approval
- Decision in 48 hours
- No deposit required
- 100% financing confirmed
Step 3: Purchase
- Full payment to seller
- No upfront cash from you
- Crane delivered to you
Step 4: Repayment
- Monthly installment only
- No balloon payment
- Predictable terms
Why Choose Ing Heng Credit?
1. True 0% Deposit
Not "low deposit". Not "small deposit". True zero deposit.
2. 100% Full Loan
Complete crane cost covered. Nothing more to pay.
3. All Crane Types
Mobile, tower, crawler - all with 0% deposit.
4. Used Cranes OK
Used cranes also 0% deposit. Banks won't do this.
5. Fast Approval
48 hours. Don't wait weeks.
Apply for No Deposit Crane
Don't let deposit requirement stop your crane purchase.
Choose Ing Heng Credit:
- 0% deposit guaranteed
- 100% full loan
- 48-hour approval
- All crane types
- Used cranes OK
Need Crane with No Deposit?
0% down payment, 100% full loan, no deposit needed. Get approved in 48 hours.
Contact: +60175700889 (WhatsApp) | 03-3324 8899 (Phone)
Join 4,000+ businesses who have trusted Ing Heng Credit since 1985.