E-commerce Warehouse 2026: Online Retail Guide

Why E-commerce Needs Special Warehouses

E-commerce is different from traditional retail. Customers order single items. Fast shipping is expected. Returns happen often.

Malaysia e-commerce grew 23% in 2024. This growth needs better warehouses.

E-commerce vs Traditional Warehouse

Feature	E-commerce	Traditional
Order Size	Single items	Full pallets
Speed	Same-day/next-day	Days to weeks
Returns	High (20-30%)	Low (1-5%)
Variety	Many SKUs	Few SKUs
Equipment Needed	Order pickers, conveyors	Forklifts, pallet jacks

Bank vs Our Financing

Feature	Bank	Ing Heng Credit
Down Payment	10-20%	0%
Interest Rate	4.6-6.0%	Competitive rates
Financing	90% max	100% full loan
Age Limit	Max 5 years	NO age limit
Approval Time	2-4 weeks	24-48 hours

E-commerce Equipment Prices 2026

Order Pickers:

• Low-level (6m): RM80,000-120,000
• High-level (12m): RM120,000-180,000

Conveyor Systems:

• Basic sorting: RM50,000-100,000
• Advanced automation: RM200,000-500,000

Packing Stations:

• Basic stations: RM5,000-10,000 each
• Automated stations: RM20,000-40,000 each

Bin Shelving Systems:

• Basic shelving: RM200-500 per bay
• Pick modules: RM500-1,000 per bay

Essential E-commerce Equipment

Order Pickers

Essential for picking individual items. Operator goes up with the platform. Reaches high shelves easily.

Conveyors

Move items from picking to packing. Reduces walking. Speeds up fulfillment.

Packing Stations

Designated areas for packing orders. Includes tables, scales, and label printers.

Bin Shelving

Storage for many small items. Each item has its own bin. Easy to find and pick.

0% Down Payment Example

Scenario: E-commerce warehouse setup RM150,000

Cost	Bank (10% down)	Ing Heng (0% down)
Setup Price	RM150,000	RM150,000
Down Payment	RM15,000	RM0
Loan Amount	RM135,000	RM150,000
Cash Needed	RM15,000	RM0

E-commerce Warehouse Benefits

• Faster shipping: Same-day delivery possible
• Fewer errors: Organized picking reduces mistakes
• Handle returns: Easy to process returns
• Scalable: Grow with your business
• Customer happy: Fast and accurate orders

ROI Example

Before e-commerce warehouse:

• 50 orders per day
• 3-5 day shipping
• 10% error rate

After e-commerce warehouse:

• 200 orders per day
• Same-day shipping
• 1% error rate

Benefits: 4x orders, faster shipping, fewer errors = More sales and happy customers

Why Choose Ing Heng Credit?

Since 1985, we've helped 4,000+ businesses.

• 0% down payment - No cash needed
• 100% full loan - Full financing
• NO age limit - Any equipment age
• Fast approval - 24-48 hours
• Easy process - Simple documents

FAQ - E-commerce Financing

Q: How much down payment?
A: 0% down payment with us. Banks want 10-20%.

Q: Can I finance used e-commerce equipment?
A: Yes! NO age limit on used equipment.

Q: How fast is approval?
A: 24-48 hours. Banks take 2-4 weeks.

Q: What interest rate?
A: Competitive rates. Banks charge 4.6-6.0%.