Fleet Lease 2026

Why Fleet Lease 2026?

Fleet Lease 2026 helps your business grow. Get equipment with 0% down payment and 100% full loan in 2026.

Bank vs Ing Heng 2026

Requirement	Bank	Ing Heng
Down Payment	10-20%	0%
Loan Amount	80-90%	100%
Equipment Age	5 years max	No limit
Interest Rate	4.6-6.0%	Competitive
Approval Time	2-4 weeks	24-48 hours

Equipment Prices 2026

• Used Komatsu excavator: From RM 34,000
• Used CAT excavator: From RM 50,000
• Used forklift: From RM 15,000
• New equipment: RM 200,000 - RM 500,000+

0% Down Payment Example

Equipment Price: RM 100,000

Bank (10% down): Pay RM 10,000 upfront

Ing Heng (0% down): Pay RM 0 upfront

You save: RM 10,000 cash for your business

100% Full Loan Benefits

• No upfront cash needed
• Full equipment cost covered
• Start using equipment immediately
• Preserve working capital
• Faster business growth

No Age Limit on Equipment

Banks only finance equipment up to 5 years old. Ing Heng accepts equipment of any age - new or used.

Used equipment accepted:

• 10-year-old excavators
• 15-year-old lorries
• Old forklifts
• Any condition considered

Fast 48-Hour Approval

• Quick assessment
• Minimal documents
• Same-day decision possible
• Fast equipment deployment

Why Choose Ing Heng Credit?

• 40+ years experience in equipment financing
• 4,000+ companies helped
• KPKT licensed
• 0% down payment available
• 100% full loan financing
• No equipment age limit
• Bad credit considered
• New business welcome