Mobile Crane CNY Projects 2026: 0% Down Payment Before Holiday Rush

CNY 2026 Construction Rush

Chinese New Year 2026 is coming. Construction projects need mobile cranes now. Workers will take holiday break. Projects must finish before CNY. Or start right after CNY. Either way, you need your crane ready.

Banks take weeks to approve. By then, CNY is here. Projects get delayed. You lose money. You need fast financing. You need 0% down payment. You need 100% full loan. We approve in 48 hours.

Why Mobile Crane Before CNY?

• Finish Projects: Complete work before workers leave for holiday
• Start Early: Be ready to work when others return late
• Beat Competitors: Secure crane while others wait for bank approval
• CNY Demand: Many projects rush before and after CNY period

Bank vs. Ing Heng Credit

Feature	Bank	Ing Heng Credit
Down Payment	10-20%	0%
Financing	90%	100%
Approval Time	2-4 weeks	48 hours
Crane Age Limit	Maximum 5 years	NO limit
Interest Rate	4.6-6.0%	Competitive
CNY Deadline	Too slow	Make it!

0% Down Payment Benefits

RM200,000 Mobile Crane:

Bank requires 10-20% down payment:

• 10% down: RM20,000
• 20% down: RM40,000
• Cash tied up: Can't use for operations

With Ing Heng 0% down:

• Down payment: RM0
• Full RM20,000-RM40,000 saved
• Use for: Workers, materials, transport, fuel

100% Full Loan Advantage

• Full Financing: Entire crane cost covered
• No Hidden Costs: No surprise payments needed
• Cash Flow: Keep money for operations
• CNY Ready: Deploy immediately after approval

NO Age Limit Benefit

Banks reject cranes older than 5 years. Good used cranes are 5-10 years old. Banks say NO. We say YES.

Used Crane Benefits:

• Cost 40-60% less than new
• Same lifting capacity
• Proven reliability
• Build equity faster

48-Hour Approval Process

Day 1: Submit documents

Day 2: Approval decision

Day 3: Get your crane

Bank takes 14-28 days. We take 48 hours. You have crane before CNY. They have rejection letter.

CNY 2026 Timeline

Chinese New Year 2026: February 17

Apply By:

• January 15: Safe deadline for CNY projects
• January 25: Last chance for approval
• January 30: Closures begin

Apply now. Get approved fast. Secure your crane. Win CNY projects.

Mobile Crane Types We Finance

• 20-Ton Mobile Crane: Small projects, tight spaces
• 50-Ton Mobile Crane: Medium construction, industrial
• 100-Ton Mobile Crane: Heavy lifting, large projects
• All-Terrain Crane: Rough terrain access
• Truck-Mounted Crane: Mobility between sites

Project Types for CNY 2026

• Building Construction: High-rise, commercial, residential
• Infrastructure: Bridges, roads, highways
• Industrial: Factory, warehouse, plant setup
• Events: CNY decorations, stage setup
• Maintenance: Equipment installation, repair

Why Choose Ing Heng Credit?

1. 0% Down Payment

Banks want 10-20% down. We want 0%. Keep your cash. Use it for operations. Not for down payment.

2. 100% Full Loan

Banks finance 90%. We finance 100%. No hidden costs. No surprise payments.

3. NO Age Limit

Banks reject cranes over 5 years old. We finance cranes of any age. If it works, we finance it.

4. 48-Hour Approval

Banks take weeks. We take 48 hours. Time is money. Don't wait for bank rejection.

5. Used Crane Financing

Banks won't finance used cranes. We finance used cranes up to 10 years old. Save 40-60% vs new.

CNY Success Story

"Needed mobile crane for CNY 2025 project. Bank said crane too old (7 years). Bank wanted 15% down payment (RM30,000). Bank approval would take 3 weeks. Too late. Came to Ing Heng. Approved in 48 hours. 0% down payment. 100% full loan. Got crane 2 weeks before CNY. Finished project on time. Made RM80,000 profit. If waited for bank, would lose project to competitor. Ing Heng made my CNY successful."

— Ahmad Hassan, Construction Contractor

Apply Now for CNY 2026

Don't wait for bank rejection. Don't pay 10-20% down payment. Don't accept 5-year age limit. Don't wait weeks for approval.

Choose Ing Heng Credit:

• 0% down payment
• 100% full loan
• NO age limit
• 48-hour approval

Secure your mobile crane before CNY 2026. Win projects. Make money. Grow your business.

Join 4,000+ businesses who have trusted Ing Heng Credit since 1985.