Pallet Racking 2026: Warehouse Storage Guide
Pallet racking financing guide 2026. 0% down payment, 100% full loan. Warehouse storage equipment Malaysia. Bank vs our rates.
What is Pallet Racking?
Pallet racking is a storage system. It holds pallets on shelves. It helps warehouses store items vertically.
Racking systems go from floor to ceiling. This maximizes storage space.
Why Use Pallet Racking?
- Store items high up
- Organized storage
- Easy access
- Safe for heavy loads
- Flexible design
Racking vs Floor Storage
| Feature | Pallet Racking | Floor Storage |
|---|---|---|
| Space Use | Vertical (3x more) | Floor only |
| Access | Easy with forklift | Hard to reach bottom |
| Organization | Very organized | Messy |
| Cost per Pallet | RM200-400 | RM0 |
| Rent Savings | 40-60% less space | Full space needed |
Bank vs Our Financing
| Feature | Bank | Ing Heng Credit |
|---|---|---|
| Down Payment | 10-20% | 0% |
| Interest Rate | 4.6-6.0% | Competitive rates |
| Financing | 90% max | 100% full loan |
| Age Limit | Max 5 years | NO age limit |
| Approval Time | 2-4 weeks | 24-48 hours |
Pallet Racking Prices 2026
Selective Racking (per pallet position):
- Light duty (500kg): RM200-250
- Medium duty (1000kg): RM250-350
- Heavy duty (1500kg): RM300-400
Complete System Examples:
- Small system (100 pallets): RM25,000-35,000
- Medium system (500 pallets): RM100,000-150,000
- Large system (1000+ pallets): RM200,000-400,000
Types of Pallet Racking
Selective Racking
Most common type. Every pallet is accessible. Low cost per position. Good for variety.
Drive-In Racking
Forklift drives into racks. High density. Fewer aisles needed. Good for same items.
Push Back Racking
Pallets push back on rails. 2-5 pallets deep. Good density with some selectivity.
Cantilever Racking
For long items. Pipes, lumber, sheets. No front posts. Good for odd-shaped items.
0% Down Payment Example
Scenario: Install RM60,000 racking system
| Cost | Bank (10% down) | Ing Heng (0% down) |
|---|---|---|
| System Price | RM60,000 | RM60,000 |
| Down Payment | RM6,000 | RM0 |
| Loan Amount | RM54,000 | RM60,000 |
| Cash Needed | RM6,000 | RM0 |
Storage Benefits
- Space savings: 3x more storage
- Organization: Easy to find items
- Safety: Proper support for loads
- Flexibility: Easy to reconfigure
- Value: Improves warehouse value
ROI Example
Warehouse space savings:
Floor storage warehouse:
- 15,000 sq ft warehouse
- 500 pallets on floor
- Rent: RM12,000/month
Racking warehouse:
- 6,000 sq ft warehouse
- 500 pallets on racks
- Rent: RM4,800/month
Rent savings: RM12,000 - RM4,800 = RM7,200/month
Annual savings: RM7,200 x 12 = RM86,400
Used Racking Financing
Used racking costs less. We finance used equipment.
Used prices:
- 2-3 years old: 50-60% of new price
- 4-5 years old: 30-40% of new price
Our advantage: NO age limit - we finance any age
Bank problem: Usually won't finance used racking
Why Choose Ing Heng Credit?
Since 1985, we've helped 4,000+ businesses.
- 0% down payment - No cash needed
- 100% full loan - Full financing
- NO age limit - Any equipment age
- Fast approval - 24-48 hours
- Easy process - Simple documents
Get Your Pallet Racking Today
0% down payment. 100% full loan. Storage solutions.
Contact: +60175700889 (WhatsApp) | 03-3324 8899
FAQ - Racking Financing
Q: How much down payment?
A: 0% down payment with us. Banks want 10-20%.
Q: Can I finance used racking?
A: Yes! NO age limit on used equipment.
Q: How fast is approval?
A: 24-48 hours. Banks take 2-4 weeks.
Q: What interest rate?
A: Competitive rates. Banks charge 4.6-6.0%.