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Transport Vehicles

Prime Mover Package 2026: 10 Units Fleet Financing Deal

Special fleet package: 10 prime movers with 0% down payment. Complete fleet financing package for large transport operators. Premium terms for bulk orders.

Ing Heng Credit Team β€’ β€’ 6 min read

10-Unit Fleet Package: Major Expansion

10 prime movers establish major transport operation. Total investment: RM1.5M-RM3.8M depending on new/used mix. Banks require RM150,000-RM760,000 down payment. Ing Heng 0% down preserves entire amount for operations.

Package Options

Package Total Value Down Payment Monthly
10 Used (RM150k each) RM1,500,000 RM0 ~RM18,000-RM22,000
10 Mixed (RM200k avg) RM2,000,000 RM0 ~RM24,000-RM29,000
10 New (RM380k each) RM3,800,000 RM0 ~RM70,000-RM76,000

10-Truck Fleet Revenue

Monthly Earnings

Normal Month:
β€’ Revenue per truck: RM80,000
β€’ Fleet revenue: RM800,000
β€’ Operating costs: RM240,000
β€’ Financing: RM20,000
Net Profit: RM540,000 per month

CNY Month:
β€’ Fleet revenue: RM1,300,000
β€’ Operating costs: RM300,000
β€’ Financing: RM20,000
Net Profit: RM980,000 per month

First Year Revenue

Normal months (11): RM5,940,000
CNY month: RM980,000
Total: RM6,920,000

ROI Analysis

10 Used Trucks (RM1.5M)

Investment: RM1,500,000 (0% down)

First Year Profit: RM6,920,000 - RM1,500,000 = RM5,420,000

Payback: 2.6 months

10 New Trucks (RM3.8M)

Investment: RM3,800,000 (0% down)

First Year Profit: RM6,920,000 - RM3,800,000 = RM3,120,000

Payback: 6.6 months

Package Benefits

  • Volume Discount: Preferential rates for 10+ units
  • Single Financing: One approval for entire fleet
  • Staggered Deployment: Deliver trucks as you scale operations
  • Fleet Management: Optional maintenance package
  • Insurance Bundle: Group insurance rates

Deployment Strategy

Month 1-3: Deploy 5 Trucks

β€’ Establish operations
β€’ Train drivers
β€’ Build client base

Month 4-6: Add 3 More

β€’ Expand routes
β€’ Increase capacity

Month 7-9: Add Final 2

β€’ Full fleet operation
β€’ Maximum coverage

0% Down: Cash Flow Advantage

Bank 10% Down (Used Package): RM150,000

Ing Heng 0% Down: RM150,000 preserved

Use For:
β€’ First month fuel: RM50,000
β€’ Driver salaries: RM25,000
β€’ Insurance: RM15,000
β€’ Operations: RM60,000

Success Story

"Took 10-truck package in 2024. Mix of used trucks, RM1.8M total. 0% down payment saved RM180,000. Used cash for 3 months operations while building revenue. First month profit: RM420,000. Paid entire fleet in 4 months. Now generating RM500,000+ monthly pure profit. 10-truck package let me skip small fleet phase and go straight to major operation."

β€” Lee Boon Siew, Transport CEO

Get Your 10-Truck Package

0% down, preferential rates. Approved in 24-48 hours.

Contact: +60175700889 (WhatsApp) | 03-3324 8899 (Phone)

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