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Forklift Financing Used Equipment Inspection Guide

Second-Hand Forklift Financing: Don't Get Ripped Off

A used forklift costs RM 25,000-50,000 in Malaysia - but a bad one costs twice that in repairs. Follow this inspection checklist before you buy, and finance smart with 0% down payment.

Updated January 23, 2025
12 min read
RM 25K-50K
Used Forklift Price
<8,000 Hours
Target Meter Reading
0% Down
Financing Available
Up to 10 Years
Age Limit

Why Buy Second-Hand?

For warehouse operators in Shah Alam and Klang Valley, buying a second-hand forklift makes financial sense. A well-maintained used unit costs 40-60% less than new, and with proper financing, monthly payments can be lower than rental rates.

Ownership vs Rental: Real Savings

  • Build equity - Every payment owns the equipment, not landlord's pocket
  • Asset ownership - Sell anytime or trade-in for upgrade
  • Tax depreciation - Claim capital allowance on owned equipment
  • No availability worries - Your equipment, always ready

Complete Inspection Checklist

Use this checklist before committing to any second-hand forklift. Skip these steps, and you could face RM 10,000-20,000 in repair bills within the first year.

1. Hour Meter & Age Check

  • Under 8,000 hours = Low mileage, good condition expected
  • 8,000-12,000 hours = Moderate use, inspect carefully
  • Over 12,000 hours = High usage, expect major repairs soon
  • Verify year of manufacture - Check serial number with manufacturer
  • Match hour meter to condition - Signs of tampering? Walk away.

2. Mast & Lift System

  • Extend mast fully - Check for smooth operation, no jerking
  • Inspect lift chains - No cracks, proper tension, lubricated
  • Check cylinders - No leaks around hydraulic seals
  • Test tilt function - Both forward and backward smooth
  • Look for side shift - Additional wear points to inspect

3. Hydraulic System

  • Check for leaks - Around hoses, cylinders, pump, control valves
  • Inspect hydraulic oil - Should be clear, not burnt smell or dark color
  • Test lift strength - Rated capacity should lift without struggle
  • Listen to pump - No whining or unusual noises when operating
  • Check control levers - Smooth operation, not sticky or loose

4. Tires & Wheels

  • Cushion tires - Check for cracks, flat spots, uneven wear
  • Pneumatic tires - Check tread depth, sidewall damage, proper inflation
  • Wheel bearings - No play, rotate smoothly without noise
  • Tighten wheel nuts - Should be properly torqued
  • Check for wheel misalignment - Uneven tire wear indicates problem

5. Battery & Electric System (for Electric Forklifts)

  • Battery age - Lead-acid over 3 years? Budget for replacement
  • Battery capacity test - Should hold charge through full shift
  • Check for corrosion - Around terminals and cables
  • Charger condition - Compatible with battery? Working properly?
  • Consider lithium-ion upgrade - Add cost to financing if replacing

6. Engine & Transmission (for Diesel/LPG Forklifts)

  • Start cold - Should start easily, not excessive cranking
  • Check exhaust smoke - Black smoke (fuel issue), blue smoke (burning oil)
  • Listen to engine - No knocking, ticking, or unusual noises
  • Test transmission - Smooth shifting in all gears, no slipping
  • Check fluid levels - Engine oil, transmission fluid, coolant

7. Brakes & Steering

  • Test brake performance - Should stop firmly, no pulling to one side
  • Check brake pads/shoes - Inspect thickness, even wear
  • Test parking brake - Should hold on incline
  • Check steering - No play in wheel, turns smoothly both directions
  • Test power steering - Should operate effortlessly, not whining

8. Safety Features & DOSH Compliance

CRITICAL: DOSH Certificate Required

Do NOT buy any forklift without a valid Certificate of Fitness for Lifting Machinery from DOSH. This is required by law and mandatory for financing approval.

  • - Request certificate before payment
  • - Verify certificate matches machine serial number
  • - Check certificate expiry date
  • - Certificate must be current and valid (not expired)
  • Seat belt - Functional, not frayed or damaged
  • Overhead guard - No damage, securely attached
  • Horn - Working properly, loud enough
  • Backup alarm - Operational (if equipped)
  • Lights - Headlights, taillights, warning lights working
  • Fork positioner - Properly adjusted, not loose

Red Flags: Walk Away Immediately

Deal Breakers - Do Not Buy

  • No DOSH Certificate of Fitness or expired certificate
  • Hour meter obviously tampered or replaced
  • Major hydraulic leaks (requiring cylinder replacement)
  • Transmission slipping or major engine problems
  • Structural damage to mast or chassis
  • Seller refuses inspection or independent mechanic check

Financing Your Second-Hand Forklift

Found a good used forklift? Ing Heng Credit makes financing simple with:

1

0% Down Payment

Keep your cash for operations and battery upgrades if needed.

2

24-Hour Approval

Fast financing so you don't lose the unit to another buyer.

3

Rates from 2.88% p.a.

Competitive flat rates make ownership affordable.

4

Finance Up to 10 Years Old

We finance quality used units, not just new equipment.

Frequently Asked Questions

What should I check first when buying a second-hand forklift?

Start with the hour meter reading. A forklift with under 8,000 hours is considered low-mileage. Check for visible leaks, tire condition, mast operation smoothness, and brake performance. Most importantly, verify the machine has a valid DOSH Certificate of Fitness for Lifting Machinery.

Can I get financing for a second-hand forklift in Malaysia?

Yes! Ing Heng Credit provides financing for second-hand forklifts. We offer 0% down payment, 24-hour approval, and rates from 2.88% p.a. We finance units up to 10 years old, depending on condition and make. The forklift must have valid DOSH certification.

How old should a used forklift be for financing?

We typically finance forklifts up to 10 years old. For electric forklifts, age matters less than battery condition - a well-maintained 8-year electric unit with a new lithium-ion battery can be a better investment than a newer diesel unit with high hours.

What documents do I need to finance a second-hand forklift?

Required documents include: company registration (SSM Form 9 & 24/49), latest 3 months bank statements, IC copy of all directors, the second-hand forklift quotation or proforma invoice from seller, and DOSH Certificate of Fitness. We may also request inspection reports for units over 5 years old.

Is buying a second-hand forklift better than renting?

For year-round operations, buying second-hand is usually better than renting. A RM 30,000 used forklift financed over 5 years costs less than RM 1,000/month - often lower than rental rates. You build equity, have full control over availability, and can claim tax depreciation.

Found a Quality Second-Hand Forklift?

Get pre-approved financing before you negotiate. 24-hour approval with 0% down payment helps you close the deal faster.

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