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Equipment Financing
Payment Calculator

Calculate your monthly payments instantly. Customize your financing plan.
Get accurate estimates in seconds.

KPKT Licensed
95% Approval
24H Processing
40+ Years

Payment Calculator

Estimate your monthly payments

RM
10% 50%
12 24 36 48 60
This is an estimate. Actual rates may vary based on credit assessment.
Estimated Monthly Payment RM 2,854
Total Amount Payable RM 102,744
Apply Now

Why Use Our Calculator?

Make informed financing decisions with our transparent, easy-to-use calculator

Instant Estimates

Get accurate monthly payment calculations in real-time as you adjust your financing parameters

Transparent Pricing

See the full breakdown of your payments, interest rates, and total costs with no hidden fees

Flexible Options

Customize down payment (10-50%) and loan terms (12-60 months) to match your budget

Fast Approval

Once you find the right plan, apply via WhatsApp and get approved within 24 hours

Smart Financing Tips

Expert advice to maximize your equipment financing benefits

1

Optimize Your Down Payment

A higher down payment (20-30%) reduces monthly payments and total interest paid. However, our low 10% minimum ensures accessibility for most businesses.

2

Choose the Right Term

Shorter terms (12-24 months) save on total interest but have higher monthly payments. Longer terms (48-60 months) offer lower monthly payments but higher total costs.

3

Consider Cash Flow

Match your loan term to your equipment's revenue-generating cycle. Construction equipment with seasonal work may benefit from flexible payment arrangements.

4

Tax Benefits

Equipment financing offers tax deductions on interest payments and potential capital allowances. Consult your accountant to maximize benefits.

From Calculator to Approval

Four simple steps to get your equipment financed

1

Calculate

Use our calculator to estimate monthly payments

2

Apply

Submit via WhatsApp with minimal documentation

3

Get Approved

Receive decision within 24 hours

4

Get Equipment

Start using your equipment immediately

Ready to Finance Your Equipment?

Found the perfect payment plan? Apply now via WhatsApp and get
approved within 24 hours with our 95% approval rate.

24-Hour Approval
95% Approval Rate
KPKT Licensed
40+ Years Experience
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