Warehouse Equipment Financing Malaysia: Forklifts, Racking & More

E-Commerce Boom = Warehouse Equipment Demand

E-commerce grew 300% since 2020. Every online order needs warehouse handling. Port Klang, Shah Alam, Puchong - warehouses everywhere need warehouse equipment financing to keep up with demand.

New warehouse? Expanding operations? We finance all your equipment needs with 0% down payment.

Warehouse Equipment We Finance

Forklifts (Most Popular)

• Electric Forklifts: RM60,000-RM180,000 - Clean, quiet, indoor use
• Diesel Forklifts: RM80,000-RM200,000 - Powerful, outdoor use
• Reach Trucks: RM120,000-RM250,000 - High racking access
• Narrow Aisle: RM150,000-RM300,000 - Maximize space

Pallet Handling

• Electric Pallet Jacks: RM15,000-RM40,000
• Powered Stackers: RM25,000-RM60,000
• Order Pickers: RM80,000-RM150,000

Racking Systems

• Selective Racking: RM50,000-RM200,000
• Drive-In Racking: RM100,000-RM400,000
• Automated Systems: RM500,000+

Material Handling

• Conveyor Systems: RM100,000-RM1,000,000
• Dock Levelers: RM20,000-RM50,000
• Scissor Lifts: RM30,000-RM100,000

Why Banks Reject Warehouse Equipment Loans

• Used forklift too old: Banks won't touch 5+ year old equipment
• High down payment: 20-30% upfront required
• Long approval: Weeks of waiting, missed opportunities
• SME unfriendly: Prefer large corporations

Ing Heng Credit Advantage

Feature	Bank	Ing Heng Credit
Down Payment	20-30%	0%
Forklift Age	Max 5 years	No limit
Approval	2-4 weeks	24-48 hours
Used Equipment	Usually rejected	Welcome

Real Example: Forklift ROI

3-ton Electric Forklift: RM120,000

With Bank (if approved):

• Down payment 20%: RM24,000
• Monthly: RM2,400
• Cash needed: RM24,000 + first month

With Ing Heng Credit:

• Down payment: RM0
• Monthly: RM2,800
• Cash needed: RM2,800 only
• RM21,200 saved for operations!

Used Forklift Opportunity

Smart warehouse operators buy used forklifts. Toyota, Komatsu, TCM forklifts last 15-20 years with proper maintenance.

New vs Used Comparison:

• New 3-ton Toyota forklift: RM150,000
• 8-year-old Toyota forklift: RM55,000
• Savings: RM95,000 (63%)
• Same work capacity!

Banks won't finance used. We will.

Hot Locations for Warehouse Equipment

• Port Klang: Logistics hub, high demand
• Shah Alam: Industrial zone expansion
• Puchong: E-commerce fulfillment centers
• Senai, Johor: Southern growth corridor
• Penang: Manufacturing & logistics

Success Story

"Started a 3PL warehouse for e-commerce clients. Needed 3 forklifts, racking for 5,000 pallets. Total RM380,000. Bank wanted 25% down - RM95,000. Where got that kind of cash for new business? Ing Heng approved everything. 0% down. Monthly RM9,500. Within 6 months, warehouse fully occupied. Monthly revenue RM85,000. Best decision ever."

— Danny Koh, FastWare Logistics, Port Klang

Fleet Financing Available

Need multiple forklifts? We offer fleet financing with better rates:

• 3-5 units: 0.25% rate reduction
• 6-10 units: 0.5% rate reduction
• 10+ units: Custom package

Documents Needed

• SSM registration
• 6 months bank statements
• Latest financial statements
• Equipment quotation
• Warehouse lease agreement (if applicable)