Equipment Financing Malaysia
0% deposit required. Finance equipment 10+ years old. Fast approval compared to banks. Get your equipment today.
Are You Living This Reality?
The Rental Company Call
When the rental company calls at 5 PM saying "we need the excavator back tomorrow morning," and you have a full day of excavation scheduled for three landed properties, do you feel that panic in your chest knowing you'll lose the RM 18,000 contract?
Your equipment. Your schedule. Your control.
The RM 16,000 Check
When you write that RM 16,000 rental check every month for the wheel loader in your quarry, and you walk past the 12-year-old machine that you DON'T own, does it feel like pouring money into a hole that never gets filled?
Build equity. Keep profits. Own your asset.
The Trucking Split
When you calculate your project cost and realize RM 15,000 is going to the trucking contractor - not to you - do your shoulders tense up thinking about how many times you've paid that away instead of building your own logistics fleet?
Capture full margins. Stop enriching others.
The Bank "No"
When the bank officer says "sorry, this 8-year-old Komatsu PC210 is too old for financing," and you know that exact machine is still crushing 12-hour shifts in quarries across Selangor, does that frustration burn in your chest knowing they don't understand your industry?
Banks say no to old equipment. We say yes.
Stop Living This Reality
Own your equipment. Control your operations. Build your business equity. Finance up to 100% with zero deposit required.
See How We HelpWhat Is Equipment Financing?
Equipment financing is a business loan specifically designed to help companies acquire productive equipment. You get immediate use of the equipment while making affordable monthly payments to own it completely.
How It Works
Choose Your Equipment
Select any business equipment: excavators, lorries, forklifts, cranes, or industrial machinery. New or used, even 10+ years old.
Apply for Financing
Submit basic business documents. We keep it simple - no complex paperwork or lengthy processes.
Get Fast Approval
Receive approval much faster than banks. We understand your business needs and make decisions quickly.
Own Your Equipment
Make affordable monthly payments while using the equipment to generate income. Build equity with every payment until you own it completely.
Key Advantages
Equipment We Finance
From construction sites to warehouses, we finance all types of productive business equipment across Malaysia
Construction Equipment
- βΈ Excavator Financing
- βΈ Bulldozer Financing
- βΈ Crane Financing
- βΈ Wheel Loader Financing
- βΈ Backhoe Financing
Logistics Equipment
- βΈ Lorry Financing
- βΈ Prime Mover Financing
- βΈ Container Trailer Financing
- βΈ Refrigerated Truck Financing
- βΈ Cargo Van Financing
Industrial Equipment
- βΈ Forklift Financing
- βΈ Generator Financing
- βΈ Compressor Financing
- βΈ Manufacturing Equipment
- βΈ Agricultural Machinery
Don't see your equipment type listed? We finance almost any productive business equipment.
Ask About Your EquipmentWhy Choose Us Over Banks & Rental
VS Traditional Banks
Equipment Age: 10+ Years Accepted
Banks reject equipment over 5 years. We finance 10+ year old equipment that's still productive.
Speed: Fast Approval vs 2-4 Weeks
Banks take weeks with complex processes. We provide rapid response with streamlined approval.
Documentation: Simple vs Complex
Banks require extensive paperwork. We keep it simple with minimal documentation needed.
Industry Knowledge: Equipment Experts
Banks don't understand equipment value. We know construction and logistics equipment intimately.
VS Equipment Rental
Ownership: Build Equity vs Expenses
Rental is pure expense. Financing builds business assets and equity with every payment.
Control: Your Schedule vs Their Schedule
Rental companies dictate availability. You control your owned equipment completely.
Cost: Fixed Payment vs Rising Rental
Rental costs increase yearly. Financing locks in fixed payments until you own it.
Tax Benefits: Depreciation vs Pure Expense
Owned equipment provides depreciation benefits. Rental is just an operating expense.
Calculate Your Monthly Payments
See how affordable equipment ownership can be. Adjust the values to match your equipment and situation.
Payment Calculator
Estimate your monthly payments
How Equipment Financing Works
Our proven 5-step process gets you from application to equipment ownership quickly and efficiently
Equipment Selection
Choose your equipment. New or used, even 10+ years old. We finance almost any productive business equipment.
Quick Application
Submit basic business documents. Simple process with minimal paperwork required compared to banks.
Equipment Evaluation
We assess equipment condition and value. Unlike banks, we understand older equipment can still be highly productive.
Fast Approval
Receive approval much faster than banks. Our experienced team makes informed decisions quickly.
Equipment Ownership
Start using your equipment immediately. Make affordable monthly payments while building business equity.
Ready to Own Your Equipment?
Start with a free consultation. No obligation. We'll discuss your equipment needs and financing options.
Get Free ConsultationIndustries We Serve
40+ years of experience financing equipment across Malaysia's key industries
Construction
Building contractors, civil engineering companies, property developers, infrastructure projects
Logistics
Transportation companies, freight operators, courier services, container hauling businesses
Manufacturing
Production facilities, assembly operations, processing plants, industrial manufacturing
Mining & Quarry
Stone quarries, sand mining operations, aggregate production, mineral extraction
Agriculture
Palm oil estates, plantation operations, farming businesses, agricultural processing
Warehousing
Distribution centers, storage facilities, e-commerce fulfillment, inventory management
We Finance Older Equipment
Banks say no to equipment over 5 years old. We say yes to equipment 10+ years old. Age doesn't determine productivity - proper maintenance and working condition do.
Real Success Story
"Ahmad financed a 13-year-old CAT 966D wheel loader for his quarry operation. Three banks rejected it because of age. We approved it based on the machine's excellent condition and his business potential."
Result: Two years later, that loader is still running 12-hour shifts daily, generating consistent revenue while Ahmad builds equity instead of paying rental fees.
Why Age Doesn't Matter
βΈ Japanese equipment like Komatsu and Hitachi can run productively for 15-20 years
βΈ Proper maintenance matters more than manufacturing date
βΈ Working condition assessment reveals true equipment value
βΈ Business viability is more important than equipment age
Bank vs Us
β What Banks Say
"Sorry, this equipment is 8 years old. Our maximum is 5 years. Application declined."
β What We Say
"This 8-year-old equipment is well-maintained and productive. Your business plan shows strong potential. Application approved."
Equipment age doesn't limit us - we assess individual cases
Get Your Older Equipment FinancedFrequently Asked Questions
Get answers to the most common questions about equipment financing in Malaysia
What types of equipment do you finance in Malaysia?
βΌ
We finance all types of business equipment including excavators, lorries, forklifts, cranes, bulldozers, prime movers, container trailers, backhoes, wheel loaders, and industrial machinery. We also finance equipment for construction, logistics, manufacturing, and warehousing operations.
Do you require a deposit for equipment financing?
βΌ
No deposit required! We offer 100% financing for qualified equipment purchases. This means you can acquire your equipment with zero upfront payment, preserving your working capital for business operations.
How old can the equipment be for financing approval?
βΌ
We finance equipment 10+ years old, unlike banks that typically reject older equipment. Even 15-year equipment can be financed if properly maintained. We assess working condition and business viability, not arbitrary age limits.
How fast is the approval process compared to banks?
βΌ
Our approval process is much faster than traditional banks. While banks take 2-4 weeks, we provide rapid response to your application with our streamlined process and experienced team.
What documents are required for equipment financing application?
βΌ
Basic business registration documents, financial statements (simplified for small businesses), equipment quotation or valuation, and director identification. We keep documentation minimal and straightforward.
Can companies with bad credit get equipment financing?
βΌ
Yes, we consider applications from companies with challenging credit histories. We focus on business viability, equipment condition, and future cash flow potential rather than just past credit scores.
What are the typical loan terms for equipment financing?
βΌ
Flexible terms from 12 to 60 months depending on equipment type, age, and business needs. We customize payment schedules to match your business cash flow patterns.
Do you finance both new and used equipment?
βΌ
Yes, we finance both new and used equipment. In fact, used equipment often provides better value - typically 60% cheaper than new while maintaining excellent productivity for many years.
Can I refinance existing equipment loans?
βΌ
Yes, we offer refinancing for existing equipment loans. This can help reduce monthly payments, free up cash flow, or consolidate multiple equipment loans into one manageable payment.
What industries do you serve for equipment financing?
βΌ
We serve construction contractors, logistics companies, manufacturing businesses, quarry operators, palm oil estates, property developers, warehousing operations, and any business requiring productive equipment.
Have more questions? Our equipment financing experts are ready to help.
Ask Your QuestionStop Renting. Start Owning.
Your equipment. Your schedule. Your equity. Get approved for 100% financing with zero deposit required. Even 10+ year old equipment accepted.
Free Consultation Includes:
Or call us directly: 017-570 0889
Available in English, Mandarin, and Bahasa Malaysia
Get Your Equipment Financed
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