When Speed Matters: Time-Sensitive Logistics
In the logistics industry, opportunities don't wait. Whether it's:
- Urgent shipping line contracts requiring immediate fleet availability
- Seasonal peaks like Chinese New Year, Hari Raya, or year-end sales
- Port Klang expansion creating immediate haulage demand
- Competitor contracts expiring and requiring quick replacement
- E-commerce growth demanding last-mile capacity now
Waiting weeks for traditional bank financing means lost business. Ing Heng Credit's 72-hour approval process gets you on the road fast.
Why Fast Approval Matters
- Secure contracts before competitors - First movers get the best terms
- Meet seasonal demand spikes - CNY, Raya, 11.11 sales require capacity
- Capitalize on port growth - Port Klang expansion creates immediate opportunities
- Replace breakdown lorries - Minimize downtime when equipment fails
72-Hour Approval Process
Our streamlined approval process gets you financing fast without sacrificing thoroughness:
Document Preparation (Same Day)
Gather SSM registration, bank statements, IC copies, and lorry quotation. WhatsApp submission speeds up process.
Application Review (24 Hours)
Our team reviews complete applications within 1 business day. Clear copies and complete information prevent delays.
Approval & Documentation (24 Hours)
Receive approval letter and finalize agreements. Many approvals completed within 48 hours total.
Disbursement (Same Day)
Funds released to dealer or seller upon agreement finalization. Get your lorry immediately.
Financing Advantages for Time-Sensitive Needs
Why Choose Ing Heng Credit
- 0% down payment - Preserve cash for operations and urgent expenses
- 72-hour max approval - Most completed within 24-48 hours
- Up to 7 years tenure - Lower payments for cash flow flexibility
- Rates from 2.88% p.a. - Competitive flat rates maximize profitability
Required Documents for Fast Approval
Speed Up Your Application
- Company Registration (SSM) - Form 9 & 24/49 (clear copies)
- Bank Statements - Latest 3 months (all pages visible)
- IC Copy - MyKad of all directors (both sides clear)
- Lorry Quotation - From dealer or seller (detailed and signed)
Pro Tip: WhatsApp all documents in one message for fastest processing. Label each file clearly.
Frequently Asked Questions
How fast can I get approved for lorry financing?
Ing Heng Credit provides approval within 72 hours (3 business days) for complete applications. Many urgent approvals are completed within 24-48 hours. When logistics contracts require immediate equipment acquisition, fast financing helps you secure business before competitors. WhatsApp your documents for immediate processing.
What documents are needed for 72-hour approval?
For fastest processing, prepare: Company registration (SSM Form 9 & 24/49), latest 3 months bank statements, MyKad copies of all directors, and lorry quotation from dealer. Complete documentation with clear copies ensures fastest approval. WhatsApp submission speeds up the process.
Can I get 0% down payment with fast approval?
Yes! 0% down payment is available for qualified applicants with fast approval. This preserves your cash flow for operations while you get the lorry you need quickly. Lower upfront costs mean faster profitability and better working capital management.
Do new logistics companies qualify for fast approval?
Yes! We finance new companies entering the logistics market. Requirements include company registration (SSM), bank statements, and director IC. Fast approval helps new businesses start operations immediately when opportunities arise.
What is the loan tenure for lorry financing?
Lorry financing tenure extends up to 7 years (84 months). Longer tenure means lower monthly payments, helping you manage cash flow while building your logistics business. Flexible terms match your business cycles and contract schedules.