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XCMG Excavator Financing Guide

XCMG Excavator Financing Malaysia

Complete guide to financing your XCMG excavator. Learn about requirements, competitive rates, and how to get approved in 24 hours.

Updated February 6, 2026
8 min read
RM 150,000 - RM 800,000
Price Range
From 2.88% p.a.
Interest Rate
Up to 7 years
Tenure
China
Brand Origin

Why Choose XCMG Excavator?

XCMG is a value-tier brand from China, known for quality and reliability. Their excavators are popular choices for businesses in Malaysia due to excellent resale value and parts availability.

A XCMG excavator is commonly used for:

  • Construction - Strong demand across Malaysia
  • Mining - Strong demand across Malaysia
  • Land Clearing - Strong demand across Malaysia
  • Foundation Work - Strong demand across Malaysia

XCMG Excavator Financing Requirements

Required Documents

  • Company Registration (SSM) - Form 9 & 24/49 or Business Registration Certificate
  • Bank Statements - Latest 3 months company bank statements
  • IC Copy - MyKad of all directors/partners
  • XCMG Excavator Quotation - From authorized dealer or seller

Frequently Asked Questions

How do I finance a XCMG excavator?

Financing a XCMG excavator with Ing Heng Credit is simple. You need: Company registration documents (SSM), 3 months bank statements, IC copy of directors, and a quotation for the XCMG excavator. WhatsApp us your documents and get approval within 24 hours.

What is the interest rate for XCMG excavator financing?

Our XCMG excavator financing rates start from 2.88% p.a. flat rate. XCMG equipment typically holds value well, which can help secure competitive rates. Contact us for a personalized quote.

Can I get 0% down payment for a XCMG excavator?

Yes, 0% down payment is available for qualified applicants financing XCMG excavators. XCMG's value reputation often helps with approval. Eligibility depends on your company's credit profile.

Do you finance used XCMG excavators?

Yes, we finance both new and used XCMG excavators. XCMG equipment is known for durability, making used units a viable option. Requirements may vary based on age and condition.

How long does XCMG excavator financing approval take?

We provide approval within 24 hours for complete applications. XCMG equipment is well-known in Malaysia, so valuations are straightforward. Full disbursement typically occurs within 3-5 business days after approval.

Ready to Finance Your XCMG Excavator?

Get approved in 24 hours with competitive rates from 2.88% p.a.

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