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XCMG Lorry Financing Guide

XCMG Lorry Financing Malaysia

Complete guide to financing your XCMG lorry. Learn about requirements, competitive rates, and how to get approved in 24 hours.

Updated February 6, 2026
8 min read
RM 80,000 - RM 500,000
Price Range
From 2.88% p.a.
Interest Rate
Up to 7 years
Tenure
China
Brand Origin

Why Choose XCMG Lorry?

XCMG is a value-tier brand from China, known for quality and reliability. Their lorrys are popular choices for businesses in Malaysia due to excellent resale value and parts availability.

A XCMG lorry is commonly used for:

  • Logistics - Strong demand across Malaysia
  • Construction - Strong demand across Malaysia
  • Agriculture - Strong demand across Malaysia
  • Retail Delivery - Strong demand across Malaysia

XCMG Lorry Financing Requirements

Required Documents

  • Company Registration (SSM) - Form 9 & 24/49 or Business Registration Certificate
  • Bank Statements - Latest 3 months company bank statements
  • IC Copy - MyKad of all directors/partners
  • XCMG Lorry Quotation - From authorized dealer or seller

Frequently Asked Questions

How do I finance a XCMG lorry?

Financing a XCMG lorry with Ing Heng Credit is simple. You need: Company registration documents (SSM), 3 months bank statements, IC copy of directors, and a quotation for the XCMG lorry. WhatsApp us your documents and get approval within 24 hours.

What is the interest rate for XCMG lorry financing?

Our XCMG lorry financing rates start from 2.88% p.a. flat rate. XCMG equipment typically holds value well, which can help secure competitive rates. Contact us for a personalized quote.

Can I get 0% down payment for a XCMG lorry?

Yes, 0% down payment is available for qualified applicants financing XCMG lorrys. XCMG's value reputation often helps with approval. Eligibility depends on your company's credit profile.

Do you finance used XCMG lorrys?

Yes, we finance both new and used XCMG lorrys. XCMG equipment is known for durability, making used units a viable option. Requirements may vary based on age and condition.

How long does XCMG lorry financing approval take?

We provide approval within 24 hours for complete applications. XCMG equipment is well-known in Malaysia, so valuations are straightforward. Full disbursement typically occurs within 3-5 business days after approval.

Ready to Finance Your XCMG Lorry?

Get approved in 24 hours with competitive rates from 2.88% p.a.

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