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Selangor Lorry Financing Guide

Lorry Financing in Selangor: Complete Guide

Everything you need to know about financing a lorry in Selangor. From requirements to approval, get expert guidance backed by 40+ years of industry experience.

Updated February 6, 2026
8 min read
By Ing Heng Credit Team
RM 80,000 - RM 500,000
Price Range
From 2.88% p.a.
Interest Rate
Up to 7 years
Tenure
0% available
Down Payment

Why Finance a Lorry in Selangor?

Selangor is one of Malaysia's most active regions for construction and manufacturing businesses. Whether you're expanding operations or starting a new project, having the right equipment is crucial for success.

A lorry is an essential piece of equipment for businesses in Selangor involved in:

  • Logistics - High demand in Selangor area
  • Construction - High demand in Selangor area
  • Agriculture - High demand in Selangor area
  • Retail Delivery - High demand in Selangor area

With Ing Heng Credit, you can get your lorry financed with rates starting from 2.88% p.a., tenure up to Up to 7 years, and 0% down payment options for qualified applicants.

Lorry Financing Requirements in Selangor

To apply for lorry financing in Selangor, you'll need:

Required Documents

  • Company Registration (SSM) - Form 9 & 24/49 or Business Registration Certificate
  • Bank Statements - Latest 3 months company bank statements
  • IC Copy - MyKad of all directors/partners
  • Lorry Quotation - From dealer or seller

How to Apply for Lorry Financing

1

WhatsApp Your Documents

Send your SSM, bank statements, and IC via WhatsApp to our team. This is the fastest way to start.

2

Get Approval (24 Hours)

Our team reviews your application and provides approval within 24 hours for complete submissions.

3

Sign & Collect

Sign the agreement and collect your lorry. We handle the payment to the dealer directly.

Frequently Asked Questions

How do I apply for lorry financing in Selangor?

Applying for lorry financing in Selangor is simple with Ing Heng Credit. You need: Company registration documents (SSM), 3 months bank statements, IC copy of directors. WhatsApp us your documents and get approval within 24 hours.

What is the interest rate for lorry financing in Selangor?

Our lorry financing rates in Selangor start from 2.88% p.a. flat rate. Final rate depends on your company profile, credit history, and the lorry model. Contact us for a personalized quote.

Can new companies get lorry financing in Selangor?

Yes! We finance new companies (less than 2 years old) for lorrys in Selangor. Requirements may include higher down payment or personal guarantee, but we work to find solutions for all eligible businesses.

Is there 0% down payment for lorry in Selangor?

Yes, 0% down payment is available for qualified applicants in Selangor. Eligibility depends on your company's credit profile and the lorry value. Many of our Selangor clients have successfully obtained 0% down payment financing.

How long does lorry financing approval take in Selangor?

For Selangor applicants, we provide approval within 24 hours for complete applications. Document submission via WhatsApp speeds up the process. Full disbursement typically occurs within 3-5 business days after approval.

Ready to Finance Your Lorry in Selangor?

Join thousands of businesses who trust Ing Heng Credit for their equipment financing needs. Get approved in 24 hours.

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