Prime Mover Fleet 2026: 5+ Units Financing with 0% Down Payment

Fleet Expansion: 5+ Prime Movers

Growing from single operator to fleet owner requires significant capital. 5 prime movers at RM180,000 each (used) = RM900,000 investment. Banks require RM90,000-RM180,000 down payment. Ing Heng Credit finances entire fleet with 0% down.

Fleet Financing Options

Option Down Payment Monthly (5 trucks) Cash Preserved

5 Used Trucks (RM180k each) RM0 ~RM11,000-RM13,000 RM90,000-RM180,000

5 New Trucks (RM380k each) RM0 ~RM35,000-RM38,000 RM190,000-RM380,000

10 Used Trucks (RM150k each) RM0 ~RM18,000-RM22,000 RM150,000-RM300,000

Fleet Revenue Potential

5 Prime Mover Fleet

Normal Month: • Revenue per truck: RM80,000 • Fleet revenue: RM400,000 • Operating costs: RM120,000 • Financing: RM12,000 Net Profit: RM268,000 per month

CNY Month: • Revenue per truck: RM130,000 • Fleet revenue: RM650,000 • Operating costs: RM150,000 • Financing: RM12,000 Net Profit: RM488,000 per month

10 Prime Mover Fleet

Normal Month: RM536,000 net profit

CNY Month: RM976,000 net profit

ROI: 5-Truck Fleet (Used)

Investment: RM900,000 (0% down)

First Year: • Normal months (11): RM2,948,000 • CNY month: RM488,000 Total: RM3,436,000

Payback: 3 months

First Year Profit: RM2,536,000

Fleet Expansion Strategy

Phase 1: Start with 3 Used Trucks

• Investment: RM450,000 • Monthly profit: RM160,000 • Payback: 3 months • Reinvest profits

Phase 2: Add 2 More Trucks

• Investment: RM360,000 (from profits) • Fleet: 5 trucks • Monthly profit: RM268,000

Phase 3: Expand to 10 Trucks

• Investment: RM750,000 (from profits) • Fleet: 10 trucks • Monthly profit: RM536,000

Benefits of Fleet Ownership

• Economies of Scale: Lower per-truck maintenance costs
• Route Coverage: Serve multiple routes simultaneously
• Backup Capacity: Absorb breakdowns without revenue loss
• Negotiating Power: Better rates with fuel suppliers and clients
• Business Value: Fleet increases company valuation

Financing with 0% Down

Ing Heng Credit offers: • 0% down payment on entire fleet • 100% financing • Used trucks (any age) • Fast approval • Flexible terms

Success Story

“Started with 3 used prime movers in 2023. 0% down payment, approved in 48 hours. Monthly profit RM150,000. After 6 months, added 2 more trucks with profits. After 1 year, expanded to 7 trucks. Now running 10-truck fleet with RM500,000+ monthly profit. 0% down let me start without draining working capital. Fleet paid off in 8 months total.”

— Rajendra Kumar, Fleet Owner

Finance Your Fleet with 0% Down

5+ trucks financing. Approved in 24-48 hours.

Contact: +60175700889 (WhatsApp) | 03-3324 8899 (Phone)