Quick Summary: Prime mover no deposit financing is available. Banks require 10-20% down payment (RM38,000-RM76,000 for new trucks). Ing Heng Credit offers 0% down payment with 100% full loan.
Why No Deposit Matters
- Keep Cash Flow: Save RM38,000-RM76,000 for operations
- Start Faster: No need to save for deposit
- Use Cash for Growth: Fuel, drivers, marketing
- Lower Risk: Less money tied up in truck
- Faster ROI: Cash preserved generates profit
Bank vs. Ing Heng Credit: Down Payment
| Factor | Banks | Ing Heng Credit |
|---|---|---|
| Down Payment | 10-20% required | 0% - No Deposit |
| Max Financing | Up to 90% only | 100% Full Loan |
| Used Truck Age | Max 5 years | No age limit |
| Approval Time | 3-4 weeks | fasts |
0% Down Payment: How Much You Save
Down Payment Savings
New Prime Mover (RM380,000):
- Bank: RM38,000 - RM76,000 down payment
- Ing Heng Credit: RM0 down payment
- You save: RM38,000 - RM76,000
Used Prime Mover (RM120,000):
- Bank: RM12,000 - RM24,000 down payment
- Ing Heng Credit: RM0 down payment
- You save: RM12,000 - RM24,000
What to Do with Saved Cash
First Month Fuel
RM15,000-RM20,000 for initial operations
Driver Salaries
RM8,000-RM12,000 for first month
Insurance & Road Tax
RM10,000-RM15,000 annual coverage
Marketing Reserve
RM5,000-RM10,000 for getting clients
Why Choose Ing Heng Credit?
0% Down Payment
Save RM38,000-RM76,000 per new truck.
100% Full Loan
Finance entire truck cost including taxes.
No Age Limit
Finance used trucks All equipment accepted based on condition.
Fast fast approval
Get approved quickly and start earning.
Get Started Today
Ready to finance your prime mover with 0% down payment? Contact us today.