Refinance for Expansion 2026
Refinance for Expansion 2026. 0% down payment equipment financing. 100% full loan. No age limit. Fast 48-hour approval. Better than banks.
Why Refinance for Expansion 2026?
Refinance for Expansion 2026 helps your business grow. Get equipment with 0% down payment and 100% full loan in 2026.
Bank vs Ing Heng 2026
Requirement Bank Ing Heng
Down Payment 10-20% 0%
Loan Amount 80-90% 100%
Equipment Age 5 years max No limit
Interest Rate 4.6-6.0% Competitive
Approval Time 2-4 weeks 24-48 hours
Equipment Prices 2026
- Used Komatsu excavator: From RM 34,000
- Used CAT excavator: From RM 50,000
- Used forklift: From RM 15,000
- New equipment: RM 200,000 - RM 500,000+
0% Down Payment Example
Equipment Price: RM 100,000
Bank (deposit required): Pay RM 10,000 upfront
Ing Heng (0% down): Pay RM 0 upfront
You save: RM 10,000 cash for your business
100% Full Loan Benefits
- No upfront cash needed
- Full equipment cost covered
- Start using equipment immediately
- Preserve working capital
- Faster business growth
No Age Limit on Equipment
Banks only finance equipment up to 5 years old. Ing Heng accepts equipment of any age - new or used.
Used equipment accepted:
- 10-year-old excavators
- 15-year-old lorries
- Old forklifts
- Any condition considered
Fast 48-Hour Approval
- Quick assessment
- Minimal documents
- Same-day decision possible
- Fast equipment deployment
Why Choose Ing Heng Credit?
- 40+ years experience in equipment financing
- 4,000+ companies helped
- KPKT licensed
- 0% down payment available
- 100% full loan financing
- No equipment age limit
- Bad credit considered
- New business welcome
Need Refinance for Expansion 2026?
0% down payment. 100% full loan. No age limit. Fast 48-hour approval. Contact us now.
Contact: +60175700889 (WhatsApp) | 03-3324 8899 (Phone)