Quick Comparison: 5-Ton vs 10-Ton Lorry
| Feature | 5-Ton Lorry | 10-Ton Lorry |
|---|---|---|
| Purchase Price | RM 80,000 - 150,000 | RM 150,000 - 300,000 |
| Monthly Installment (7 years) | RM 1,500 - 2,500 | RM 2,500 - 4,000 |
| Cargo Capacity | 5,000 kg | 10,000 kg |
| Fuel Consumption | 8-12 km/liter | 5-8 km/liter |
| Annual Maintenance | RM 2,000 - 3,500 | RM 3,000 - 5,000 |
| License Requirements | Class D (Car license) | Class D (Car license) |
| Urban Maneuverability | Excellent | Good |
When to Choose a 5-Ton Lorry
Ideal For:
- Urban Last-Mile Delivery: Navigating narrow streets, residential areas, and city centers
- E-commerce SMEs: Delivering multiple smaller orders to different locations
- Furniture & Appliances: Medium-sized cargo requiring careful handling
- Start-up Logistics: Lower initial investment and monthly commitments
- Part-Time Operations: Business owners who also drive the lorry themselves
5-Ton Lorry Financing Benefits
- Lower monthly installments (RM 1,500-2,500)
- Better fuel efficiency (8-12 km/liter)
- Easier to park and maneuver in urban areas
- Lower insurance and road tax costs
- Sufficient for 70% of SME logistics needs
5-Ton Lorry Use Cases
Delivering furniture, appliances, e-commerce packages within Klang Valley
Transporting tiles, cement, building supplies to residential projects
Restaurant supplies, event catering, small-scale distribution
Household moving, office relocation, student dormitory transfers
When to Choose a 10-Ton Lorry
Ideal For:
- Port Haulage: Container transport from Port Klang to warehouses
- Long-Distance Logistics: Inter-state deliveries maximizing cargo per trip
- Heavy Manufacturing: Machinery, industrial equipment, bulk materials
- Established SMEs: Businesses with consistent high-volume contracts
- Fleet Operations: Companies adding capacity to existing logistics network
10-Ton Lorry Financing Benefits
- Double the cargo capacity per trip
- Lower per-ton operating costs at full capacity
- Better suited for Port Klang container transport
- Higher revenue potential per delivery
- Future-proof for business growth
10-Ton Lorry Use Cases
20-foot container haulage from Port Klang to inland warehouses
Steel, construction materials, heavy equipment to manufacturing sites
Large-scale FMCG, retail stock replenishment, regional distribution
Malaysia-Singapore-Thailand corridor commercial cargo
Financing Considerations by Lorry Size
Interest Rates & Loan Amounts
Financing Rate Comparison
| Lorry Size | Loan Amount | Interest Rate | Monthly (7yr) |
|---|---|---|---|
| 5-Ton (New) | RM 120,000 | 3.0% p.a. | RM 1,817 |
| 5-Ton (Used) | RM 60,000 | 3.5% p.a. | RM 1,006 |
| 10-Ton (New) | RM 200,000 | 2.88% p.a. | RM 2,826 |
| 10-Ton (Used) | RM 100,000 | 3.3% p.a. | RM 1,533 |
Diesel Price Impact Analysis
With diesel at RM 3.35/litre (up 55% from June 2024), fuel efficiency becomes critical. SKDS 2.0 subsidy eligibility depends on proper documentation and fleet registration.
Monthly Fuel Cost Comparison (2,000 km/month)
- 5-Ton (10 km/L): 200 liters Γ RM 3.35 = RM 670/month
- 10-Ton (6.5 km/L): 308 liters Γ RM 3.35 = RM 1,032/month
- Annual Difference: RM 4,344 more fuel for 10-ton
- Break-Even: If 10-ton carries 2Γ cargo, fuel cost per kg is lower
Decision Framework: Which Lorry for Your SME?
Choose 5-Ton If:
- Operating within cities/Klang Valley
- Cargo typically under 3 tons per trip
- Multiple delivery stops per route
- Starting or expanding SME fleet
- Monthly installment budget under RM 2,500
Choose 10-Ton If:
- Port Klang haulage or long-distance routes
- Cargo consistently 5+ tons per trip
- Point-to-point delivery (few stops)
- Established business with stable contracts
- Can handle RM 2,500-4,000 monthly installment
Frequently Asked Questions
Which lorry size is better for SME logistics businesses?
5-ton lorries offer lower monthly installments (RM 1,500-2,500) and are easier to maneuver in urban areas. 10-ton lorries have higher capacity (RM 2,500-4,000 monthly) but are better suited for long-haul and heavy cargo. Choose based on your typical cargo weight and route requirements.
Can I get 0% down payment for both 5-ton and 10-ton lorries?
Yes, 0% down payment is available for qualified applicants on both lorry sizes. However, 10-ton lorries typically require stronger financial profiles due to higher loan amounts. Your business cash flow and credit history will determine eligibility.
What are the fuel consumption differences?
5-ton lorries typically consume 8-12 km/liter, while 10-ton lorries average 5-8 km/liter due to heavier loads and larger engines. At RM 3.35/litre, fuel costs per km are approximately RM 0.35 for 5-ton vs RM 0.50 for 10-ton lorries.
How do maintenance costs compare?
10-ton lorries have higher maintenance costs (RM 3,000-5,000/year vs RM 2,000-3,500 for 5-ton) due to larger engines, more tires, and heavier wear. However, per-ton maintenance costs are often lower for 10-ton lorries when operating at capacity.
Which has better resale value in Malaysia?
Both sizes hold value well in Malaysia's growing logistics market. 10-ton lorries generally maintain 50-60% resale value after 5 years, while 5-ton lorries retain 55-65%. Demand for both remains strong due to e-commerce growth and Port Klang expansion.