Why Finance a Excavator in Johor?
Johor is one of Malaysia's most active regions for port operations and manufacturing businesses. Whether you're expanding operations or starting a new project, having the right equipment is crucial for success.
A excavator is an essential piece of equipment for businesses in Johor involved in:
- Construction - High demand in Johor area
- Mining - High demand in Johor area
- Land Clearing - High demand in Johor area
- Foundation Work - High demand in Johor area
With Ing Heng Credit, you can get your excavator financed with rates starting from 2.88% p.a., tenure up to Up to 7 years, and 0% down payment options for qualified applicants.
Excavator Financing Requirements in Johor
To apply for excavator financing in Johor, you'll need:
Required Documents
- Company Registration (SSM) - Form 9 & 24/49 or Business Registration Certificate
- Bank Statements - Latest 3 months company bank statements
- IC Copy - MyKad of all directors/partners
- Excavator Quotation - From dealer or seller
How to Apply for Excavator Financing
WhatsApp Your Documents
Send your SSM, bank statements, and IC via WhatsApp to our team. This is the fastest way to start.
Get Approval (24 Hours)
Our team reviews your application and provides approval within 24 hours for complete submissions.
Sign & Collect
Sign the agreement and collect your excavator. We handle the payment to the dealer directly.
Frequently Asked Questions
How do I apply for excavator financing in Johor?
Applying for excavator financing in Johor is simple with Ing Heng Credit. You need: Company registration documents (SSM), 3 months bank statements, IC copy of directors. WhatsApp us your documents and get approval within 24 hours.
What is the interest rate for excavator financing in Johor?
Our excavator financing rates in Johor start from 2.88% p.a. flat rate. Final rate depends on your company profile, credit history, and the excavator model. Contact us for a personalized quote.
Can new companies get excavator financing in Johor?
Yes! We finance new companies (less than 2 years old) for excavators in Johor. Requirements may include higher down payment or personal guarantee, but we work to find solutions for all eligible businesses.
Is there 0% down payment for excavator in Johor?
Yes, 0% down payment is available for qualified applicants in Johor. Eligibility depends on your company's credit profile and the excavator value. Many of our Johor clients have successfully obtained 0% down payment financing.
How long does excavator financing approval take in Johor?
For Johor applicants, we provide approval within 24 hours for complete applications. Document submission via WhatsApp speeds up the process. Full disbursement typically occurs within 3-5 business days after approval.