Skip to main content

Excavator Financing in Kuala Lumpur: Complete Guide

Everything you need to know about financing a excavator in Kuala Lumpur. From requirements to approval, get expert guidance backed by 40+ years of industry experience.

Updated February 6, 2026
8 min read
By Ing Heng Credit Team
RM 150,000 - RM 800,000
Price Range
From 2.88% p.a.
Interest Rate
Up to 7 years
Tenure
0% available
Down Payment

Why Finance a Excavator in Kuala Lumpur?

Kuala Lumpur is one of Malaysia's most active regions for commercial construction and property businesses. Whether you're expanding operations or starting a new project, having the right equipment is crucial for success.

A excavator is an essential piece of equipment for businesses in Kuala Lumpur involved in:

  • Construction - High demand in Kuala Lumpur area
  • Mining - High demand in Kuala Lumpur area
  • Land Clearing - High demand in Kuala Lumpur area
  • Foundation Work - High demand in Kuala Lumpur area

With Ing Heng Credit, you can get your excavator financed with rates starting from 2.88% p.a., tenure up to Up to 7 years, and 0% down payment options for qualified applicants.

Excavator Financing Requirements in Kuala Lumpur

To apply for excavator financing in Kuala Lumpur, you'll need:

Required Documents

  • Company Registration (SSM) - Form 9 & 24/49 or Business Registration Certificate
  • Bank Statements - Latest 3 months company bank statements
  • IC Copy - MyKad of all directors/partners
  • Excavator Quotation - From dealer or seller

How to Apply for Excavator Financing

1

WhatsApp Your Documents

Send your SSM, bank statements, and IC via WhatsApp to our team. This is the fastest way to start.

2

Get Approval (24 Hours)

Our team reviews your application and provides approval within 24 hours for complete submissions.

3

Sign & Collect

Sign the agreement and collect your excavator. We handle the payment to the dealer directly.

Frequently Asked Questions

How do I apply for excavator financing in Kuala Lumpur?

Applying for excavator financing in Kuala Lumpur is simple with Ing Heng Credit. You need: Company registration documents (SSM), 3 months bank statements, IC copy of directors. WhatsApp us your documents and get approval within 24 hours.

What is the interest rate for excavator financing in Kuala Lumpur?

Our excavator financing rates in Kuala Lumpur start from 2.88% p.a. flat rate. Final rate depends on your company profile, credit history, and the excavator model. Contact us for a personalized quote.

Can new companies get excavator financing in Kuala Lumpur?

Yes! We finance new companies (less than 2 years old) for excavators in Kuala Lumpur. Requirements may include higher down payment or personal guarantee, but we work to find solutions for all eligible businesses.

Is there 0% down payment for excavator in Kuala Lumpur?

Yes, 0% down payment is available for qualified applicants in Kuala Lumpur. Eligibility depends on your company's credit profile and the excavator value. Many of our Kuala Lumpur clients have successfully obtained 0% down payment financing.

How long does excavator financing approval take in Kuala Lumpur?

For Kuala Lumpur applicants, we provide approval within 24 hours for complete applications. Document submission via WhatsApp speeds up the process. Full disbursement typically occurs within 3-5 business days after approval.

Ready to Finance Your Excavator in Kuala Lumpur?

Join thousands of businesses who trust Ing Heng Credit for their equipment financing needs. Get approved in 24 hours.

Chat on WhatsApp