Why Finance a Lorry in Kelantan?
Kelantan is one of Malaysia's most active regions for construction and manufacturing businesses. Whether you're expanding operations or starting a new project, having the right equipment is crucial for success.
A lorry is an essential piece of equipment for businesses in Kelantan involved in:
- Logistics - High demand in Kelantan area
- Construction - High demand in Kelantan area
- Agriculture - High demand in Kelantan area
- Retail Delivery - High demand in Kelantan area
With Ing Heng Credit, you can get your lorry financed with rates starting from 2.88% p.a., tenure up to Up to 7 years, and 0% down payment options for qualified applicants.
Lorry Financing Requirements in Kelantan
To apply for lorry financing in Kelantan, you'll need:
Required Documents
- Company Registration (SSM) - Form 9 & 24/49 or Business Registration Certificate
- Bank Statements - Latest 3 months company bank statements
- IC Copy - MyKad of all directors/partners
- Lorry Quotation - From dealer or seller
How to Apply for Lorry Financing
WhatsApp Your Documents
Send your SSM, bank statements, and IC via WhatsApp to our team. This is the fastest way to start.
Get Approval (24 Hours)
Our team reviews your application and provides approval within 24 hours for complete submissions.
Sign & Collect
Sign the agreement and collect your lorry. We handle the payment to the dealer directly.
Frequently Asked Questions
How do I apply for lorry financing in Kelantan?
Applying for lorry financing in Kelantan is simple with Ing Heng Credit. You need: Company registration documents (SSM), 3 months bank statements, IC copy of directors. WhatsApp us your documents and get approval within 24 hours.
What is the interest rate for lorry financing in Kelantan?
Our lorry financing rates in Kelantan start from 2.88% p.a. flat rate. Final rate depends on your company profile, credit history, and the lorry model. Contact us for a personalized quote.
Can new companies get lorry financing in Kelantan?
Yes! We finance new companies (less than 2 years old) for lorrys in Kelantan. Requirements may include higher down payment or personal guarantee, but we work to find solutions for all eligible businesses.
Is there 0% down payment for lorry in Kelantan?
Yes, 0% down payment is available for qualified applicants in Kelantan. Eligibility depends on your company's credit profile and the lorry value. Many of our Kelantan clients have successfully obtained 0% down payment financing.
How long does lorry financing approval take in Kelantan?
For Kelantan applicants, we provide approval within 24 hours for complete applications. Document submission via WhatsApp speeds up the process. Full disbursement typically occurs within 3-5 business days after approval.